Sumner County property record for 281 Cloverbrook Way, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,157 sqft · built 2020 |
| Owner | Individual Name on Record |
| Last Sale | $303,745 (May 2020) |
| Tax Bill | $1,527 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083124B D 03300 |
| Primary APN | 083124B D 03300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,157 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 281 CLOVERBROOK WAY |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB31 PG291 LOT426 |
| Legal Subdivision | CARELLTON SUB PH 5 |
| Legal Block | 291 |
| Legal Lot Number | 426 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20502 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 CLOVERBROOK WAY, GALLATIN, TN 37066-3265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 1312602 |
| Deed Book / Page | 5226 / 63 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 27, 2020 |
| Property Address | 281 CLOVERBROOK WAY, GALLATIN, TN 37066-3265 |
| Document Number | 0052260063 |
| Book / Page | 5226 / 63 |
| Map Reference | MB 31 PG 291-292 |
| Instrument Date | May 26, 2020 |
| Instrument | 1312602 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,123.86 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 CLOVERBROOK WAY, GALLATIN, TN 37066-3265 |
| Document Number | 522668 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 5226/68 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,527.00 (-31.71%) | $107,450 (+46.64%) Land $22,500 Building $84,950 | |
| 2024 | $429,800 (+46.64%) Land $90,000 Building $339,800 | ||
| 2023 | $2,236.00 (-0.31%) | $73,275 (-) Land $12,000 Building $61,275 | |
| 2022 | $2,243.00 | $73,275 Land $12,000 Building $61,275 | |
| 2021 | $293,100 Land $48,000 Building $245,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1993–2024) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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