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274 Cloverbrook Way, Gallatin, TN 37066 Property Records

Sumner County property record for 274 Cloverbrook Way, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,173 sqft · built 2019
OwnerIndividual Name on Record
Last Sale$500,000 (Mar 2022)
Tax Bill$1,586 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN083124B D 00800

Property Details

APN / Parcel Number

Primary APN083124B D 00800
Alternative APN
  • 124B D 00800

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,173 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
TerrainRolling
Garage TypeFinished
DrivewayDriveway
Driveway Area432 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address274 CLOVERBROOK WAY
CityGALLATIN
StateTN
Zip37066-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPB31 PG291 LOT419
Legal SubdivisionCARELLTON PH 5
Legal Block291
Legal Lot Number419
JurisdictionSUMNER TN
Township / Civil Division4
Census Block Group1
Census Block1042
Census Tract20502

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address274 CLOVERBROOK WAY, GALLATIN, TN 37066-3059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2022Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
Jul 9, 2020Deed of Trust, Mortgage
LEGACY HOME LOANS LLC LEGACY HOME LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2022 · Amount on Record
Deed SaleMar 9, 2022 · Amount on Record
Deed Document Number1406627
Deed Book / Page5885 / 268
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateMar 9, 2022
Property Address274 CLOVERBROOK WAY, GALLATIN, TN 37066-3059
Document Number0058850268
Book / Page5885 / 268
Map ReferenceMB 31 PG 291
Instrument DateMar 8, 2022
Instrument1406627
Transaction TypeTransfer
Record UpdatedApr 18, 2022
Title CompanyPROPERTY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 CLOVERBROOK WAY, GALLATIN, TN 37066-3059

Mortgage

Document Number0005885271
DateMar 9, 2022
Instrument5885/271
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address274 CLOVERBROOK WAY, GALLATIN, TN 37066-3059
Document Number0052760380
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 CLOVERBROOK WAY GALLATIN TN 370663059, GALLATIN, TN 37066-3059

Mortgage

Document Number0052760380
DateJul 15, 2020
Book Page005276/000380
Instrument1319506
Lender
NameLEGACY HOME LOANS LLC LEGACY HOME LOANS LLC
TypeBank
AddressNASHVILLE, TN 37215
Agreement
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,586.00 (-33.25%)$111,625 (+43.38%) Land $22,500 Building $89,125
2024$446,500 (+43.38%) Land $90,000 Building $356,500
2023$2,376.00 (-0.34%)$77,850 (-) Land $12,000 Building $65,850
2022$2,384.00$77,850 Land $12,000 Building $65,850
2021$311,400 Land $48,000 Building $263,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims23 (1993–2024)
Claims Outside the SFHA9 of 23
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE HOUSE UTILITY DISTRICT
serves 130,411 people · EPA ID TN0000745
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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