Sumner County property record for 278 Cloverbrook Way, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,312 sqft · built 2019 |
| Owner | Individual Name on Record |
| Last Sale | $332,967 (Nov 2019) |
| Tax Bill | $1,653 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083124B D 00900 |
| Primary APN | 083124B D 00900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 278 CLOVERBROOK WAY |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB31 PG291 LOT418 |
| Legal Block | 291 |
| Legal Lot Number | 418 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20502 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 278 CLOVERBROOK WAY, GALLATIN, TN 37066-3059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on Record |
| Deed Sale | Nov 12, 2019 · Amount on Record |
| Deed Document Number | 0005076681 |
| Record Updated | Jun 8, 2026 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 (-33.02%) | $116,325 (+43.83%) Land $22,500 Building $93,825 | |
| 2024 | $465,300 (+43.83%) Land $90,000 Building $375,300 | ||
| 2023 | $2,468.00 (-0.32%) | $80,875 (-) Land $12,000 Building $68,875 | |
| 2022 | $2,476.00 | $80,875 Land $12,000 Building $68,875 | |
| 2021 | $323,500 Land $48,000 Building $275,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1993–2024) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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