Santa Cruz County property record for 281 Aptos Beach Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,146 sqft Living Area |
| Lot Size | 2,831 sqft (0.065 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $919,500 (2019) |
| Tax Bill | $12,957.00 (2025) |
Source: Santa Cruz County records · APN 042-073-12
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 APTOS BEACH DR, APTOS, CA 95003-4639 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Jun 27, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST |
| Jan 19, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Prior Sale | Jan 11, 2013 · Amount on Record |
| Deed Doc Number | 201917616 |
| Prior Transfer Date | Jan 11, 2018 |
| Prior Transfer Doc | 0000001804 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 15, 2026 |
| Property Address | 281 APTOS BEACH DR, APTOS, CA 95003-4639 |
| Document Number | 0000016055 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202616055 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety, 171 |
| Address | 281 APTOS BEACH DR, APTOS, CA 95003-4639 |
| Document Number | 0000016055, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202616055 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 27, 2019 |
| Property Address | 281 APTOS BEACH DR, APTOS, CA 95003-4639 |
| Document Number | 0000017616 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 17616 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,011.45 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 APTOS BEACH DR APTOS CA 950034639, APTOS, CA 95003-4639 |
| Document Number | 17617 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 17617 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 19, 2018 |
| Property Address | 281 APTOS BEACH DR, APTOS, CA 95003-4639 |
| Document Number | 0000001804 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 1804 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 1645 LODI CA 952411645, LODI, CA 95241-1645 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,046,234 (+2%) Land $704,885 Building $341,349 | ||
| 2025 | $12,957.00 (+9.94%) Homeowner's exemption | $1,025,720 (+4.04%) Land $691,064 Building $334,656 | |
| 2023 | $11,786.00 (+2.13%) Homeowner's exemption | $985,890 Land $664,229 Building $321,661 | $1,021,500 |
| 2022 | $11,540.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 042-073-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,146 sqft Living Area |
| Gross Area | 2,586 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse Style |
| Construction Type | Wood Construction |
| Roof Material | Tile Roof |
| Lot Area | 2,831 sqft (0.065 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 711 sqft Deck |
| Patio Area | 711 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 281 APTOS BEACH DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4639 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TR 866 |
| Legal Subdivision | ESCONDIDO VERDE TR 866 |
| Legal Tract | 866 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 122205 |
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