275 Aptos Beach Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 275 Aptos Beach Dr, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,930 sqft · built 1992
Lot Size	0.049 acres (2,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,234,000 (Sep 2022)
Tax Bill	$15,954 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-073-09`

Property Details

APN / Parcel Number

Primary APN	`042-073-09`
Alternative APN	`042-073-09-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,930 sqft Living Area
Gross Area	2,370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Construction Type	Wood
Roof Material	Tile
Lot Area	2,134 sqft (0.049 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	711 sqft
Patio Area	711 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	275 APTOS BEACH DR
City	APTOS
State	CA
Zip	95003-4639
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-6
Legal Description	TR 866
Legal Subdivision	ESCONDIDO VERDE TR 866
Legal Tract	866
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3005
Census Tract	122205

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1028, STOCKTON, CA 95201-1028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 9, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 4, 2022	Intrafamily Transfer, Transfer
Apr 4, 2022	Intrafamily Transfer, Transfer
Apr 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Apr 3, 2015 · Amount on Record
Deed Document Number	202225485
Prior Transfer Date	Mar 11, 2022
Prior Transfer Doc	0000010740
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 9, 2022
Property Address	275 APTOS BEACH DR, APTOS, CA 95003-4639
Document Number	0000025485
Map Reference	VOL 77 PG 36
Instrument Date	Sep 8, 2022
Instrument	2022-0025485
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,357.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6371 RIVERBANK CIR, STOCKTON, CA 95219-2526

Mortgage

Document Number	0000025486
Date	Sep 9, 2022
Instrument	2022-0025486

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 9, 2022
Property Address	275 APTOS BEACH DR, APTOS, CA 95003-4639
Document Number	0000025484
Map Reference	VOL 77 PG 36
Instrument Date	Sep 8, 2022
Instrument	2022-0025484
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 BUNKER HL, APTOS, CA 95003-9765

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 4, 2022
Property Address	275 APTOS BEACH DR, APTOS, CA 95003-4639
Document Number	0000010742
Map Reference	VOL 77 PG 36
Instrument Date	Mar 11, 2022
Instrument	2022-0010742
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 APTOS BEACH DR, APTOS, CA 95003-4639

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 4, 2022
Property Address	275 APTOS BEACH DR, APTOS, CA 95003-4639
Document Number	0000010741
Map Reference	VOL 77 PG 36
Instrument Date	Mar 11, 2022
Instrument	2022-0010741
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 APTOS BEACH DR, APTOS, CA 95003-4639

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 4, 2022
Property Address	275 APTOS BEACH DR, APTOS, CA 95003-4639
Document Number	0000010740
Map Reference	VOL 77 PG 36
Instrument Date	Mar 11, 2022
Instrument	2022-0010740
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 APTOS BEACH DR, APTOS, CA 95003-4639

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,309,530 (+2%) Land $785,718 Building $523,812
2025	$15,954.00 (+49.2%)	$1,283,853 (+46.24%) Land $770,312 Building $513,541
2023	$10,693.00 (+2.91%)	$877,938 Land $526,763 Building $351,175	$1,081,440
2022	$10,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.

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