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279 Aptos Beach Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 279 Aptos Beach Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,930 sqft · built 1992
Lot Size0.058 acres (2,526 sqft)
Owner2 Individual Names on File
Last Sale$1,125,000 (Feb 2025)
Tax Bill$9,435 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN042-073-08

Property Details

APN / Parcel Number

Primary APN042-073-08
Alternative APN
  • 042-073-08-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,930 sqft Living Area
Gross Area2,370 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Roof MaterialTile
Lot Area2,526 sqft (0.058 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area711 sqft
Patio Area711 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address279 APTOS BEACH DR
CityAPTOS
StateCA
Zip95003-4639
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTRACT 866 LOT 1
Legal SubdivisionESCONDIDO VERDE TR 866
Legal Tract866
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3005
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-073-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address279 APTOS BEACH DR, APTOS, CA 95003-4639
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2025 · Amount on Record
Deed SaleFeb 21, 2025 · Amount on Record
Prior SaleApr 11, 2013 · Amount on Record
Deed Document Number20253224
Prior Transfer DateApr 05, 2013
Prior Transfer Doc0000019268
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address279 APTOS BEACH DR, APTOS, CA 95003-4639
Transaction TypeMortgage
Record UpdatedSep 07, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 APTOS BEACH DR, APTOS, CA 95003-4639

Mortgage

Document Number0000043681
DateAug 23, 2021
Instrument2021-0043681
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,147,500 (+60.66%) Land $803,250 Building $344,250
2025$9,435.00 (+10.42%) Homeowner's exemption$714,229 (+4.04%) Land $428,537 Building $285,692
2023$8,545.00 (+2.27%) Homeowner's exemption$686,495 Land $411,897 Building $274,598$998,910
2022$8,355.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims7 (2023)
Most Recent ClaimSep 2023, tidal / storm surge
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Etheric Communications, LLC., Surfnet Communications, AT&T, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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