2809 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 2809 W 85th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1952
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$246,500 (Sep 2022)
Tax Bill	$3,877 (2023)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-36-318-017`

Property Details

APN / Parcel Number

Primary APN	`19-36-318-017`
Alternative APN	`19-36-318-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,225 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1954
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2809 W 85TH ST
City	CHICAGO
State	IL
Zip	60652-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	CHAS I (CREEDS) SUB PART N25CHS EH & RESUB LTS 1,2 & PART LT 3 & VAC STREETS ADJ SAID LTS IN BEVERLY PARK SUB IN SW SEC 36-38
Legal Range	13E
Legal Township	38N
Legal Section	36
Legal Subdivision	CREEDS SUB
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1020
Census Tract	700502

Owner

Source: Cook County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2809 W 85TH ST, CHICAGO, IL 60652-3817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 13, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Dec 6, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	202246082
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2809 W 85TH ST, CHICAGO, IL 60652-3817
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 W 85TH ST, CHICAGO, IL 60652-3817

Mortgage

Document Number	0024441199
Date	Sep 1, 2023
Instrument	2324441199

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 13, 2022
Property Address	2809 W 85TH ST, CHICAGO, IL 60652-3817
Document Number	0025646082
Instrument Date	Aug 24, 2022
Instrument	2225646082
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ALLIANCE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 W 85TH ST, CHICAGO, IL 60652-3817

Mortgage

Document Number	0025646083
Date	Sep 13, 2022
Instrument	2225646083

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.25%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 6, 2018
Property Address	2809 W 85TH ST, CHICAGO, IL 60652-3817
Document Number	1834008151
Instrument Date	Dec 5, 2018
Instrument	34008151
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 W 85TH ST CHICAGO IL 606523817, CHICAGO, IL 60652-3817

Mortgage

Document Number	1834008152
Date	Dec 6, 2018
Instrument	34008152

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Mortgage

Document Number	1834008153,
Date	Dec 6, 2018
Instrument	34008153

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 (+20.62%) Land $2,880 Building $19,120	$220,000 (+20.62%) Land $28,800 Building $191,200
2023	$3,877.00 (+26.25%)
2022	$3,071.00 (+1.66%) Homeowner's exemption	$18,239 (-) Land $3,840 Building $14,399	$182,390 (-) Land $38,400 Building $143,990
2021	$3,021.00	$18,239 Land $3,840 Building $14,399	$182,390 Land $38,400 Building $143,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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