2804 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 2804 W 85th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 990 sqft · built 1952
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2022)
Tax Bill	$3,826 (2023)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-36-317-039`

Property Details

APN / Parcel Number

Primary APN	`19-36-317-039`
Alternative APN	`19-36-317-039-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	990 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1954
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2804 W 85TH ST
City	CHICAGO
State	IL
Zip	60652-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	CHAS I (CREEDS) SUB PART N25CHS EH & RESUB LTS 1,2 & PART LT 3 & VAC STREETS ADJ SAID LTS IN BEVERLY PARK SUB IN SW SEC 36-38
Legal Range	13E
Legal Township	38N
Legal Section	36
Legal Subdivision	CREEDS SUB
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1018
Census Tract	700502

Owner

Source: Cook County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 W 85TH ST, CHICAGO, IL 60652-3818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 11, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 1, 2021	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	202212267
Prior Transfer Date	Sep 22, 2008
Prior Transfer Doc	0000046004
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2804 W 85TH ST, CHICAGO, IL 60652-3818
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 W 85TH ST, CHICAGO, IL 60652-3818

Mortgage

Document Number	0003333095
Date	Feb 2, 2024
Instrument	2403333095

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 11, 2022
Property Address	2804 W 85TH ST, CHICAGO, IL 60652-3818
Document Number	0019212267
Instrument Date	Jun 28, 2022
Instrument	2219212267
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 W 85TH ST, CHICAGO, IL 60652-3818

Mortgage

Document Number	0019212268
Date	Jul 11, 2022
Instrument	2219212268

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.49%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 1, 2021
Property Address	2804 W 85TH ST, CHICAGO, IL 60652-3818
Document Number	0009120175
Instrument Date	Feb 5, 2021
Instrument	2109120175
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NOT AVAILABLE, CITYWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 W 85TH ST, CHICAGO, IL 60652-3818

Mortgage

Document Number	0009120176
Date	Apr 1, 2021
Instrument	2109120176

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+44.44%) Land $2,880 Building $23,120	$260,000 (+44.44%) Land $28,800 Building $231,200
2023	$3,826.00 (+2.57%)
2022	$3,730.00 (+25.46%) Homeowner's exemption	$18,000 (-) Land $3,840 Building $14,160	$180,000 (-) Land $38,400 Building $141,600
2021	$2,973.00	$18,000 Land $3,840 Building $14,160	$180,000 Land $38,400 Building $141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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