2816 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 2816 W 85th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 1952
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Oct 2026)
Tax Bill	$3,176 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-36-317-036`

Property Details

APN / Parcel Number

Primary APN	`19-36-317-036`
Alternative APN	`19-36-317-036-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1954
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2816 W 85TH ST
City	CHICAGO
State	IL
Zip	60652-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	CHAS I (CREEDS) SUB PART N25CHS EH & RESUB LTS 1,2 & PART LT 3 & VAC STREETS ADJ SAID LTS IN BEVERLY PARK SUB IN SW SEC 36-38
Legal Range	13E
Legal Township	38N
Legal Section	36
Legal Subdivision	CREEDS SUB
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1018
Census Tract	700502

Owner

2816 W 85th St is owned and occupied by an individual who bought it in October 2026.

Source: Cook County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2816 W 85TH ST, CHICAGO, IL 60652-3818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Nov 28, 2025	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Aug 15, 2003 · Amount on File
Deed Document Number	20262143
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 2, 2026
Property Address	2816 W 85TH ST, CHICAGO, IL 60652-3818
Document Number	0000002143
Instrument Date	Sep 2, 2026
Instrument	20262752143
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 W 85TH ST, CHICAGO, IL 60652-3818

Mortgage

Document Number	0000002144,
Date	Oct 2, 2026
Instrument	20262752144

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2816 W 85TH ST, CHICAGO, IL 60652-3818
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 W 85TH ST, CHICAGO, IL 60652-3818

Mortgage

Document Number	0033214024
Date	Nov 28, 2025
Instrument	2533214024

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2816 W 85TH ST, CHICAGO, IL 60652-3818
Document Number	2015649103
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 W 85TH ST CHICAGO IL 606523818, CHICAGO, IL 60652-3818

Mortgage

Document Number	2015649103
Date	Jun 4, 2020
Instrument	15649103

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 3, 2035

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 Land $2,880 Building $16,120	$190,000 Land $28,800 Building $161,200
2024	$3,176.00 (+9.18%)
2023	$2,909.00 (+3.38%)
2022	$2,814.00 (+1.59%) Homeowner's exemption	$17,000 (-) Land $3,840 Building $13,160	$170,000 (-) Land $38,400 Building $131,600
2021	$2,770.00 Homeowner's exemption	$17,000 Land $3,840 Building $13,160	$170,000 Land $38,400 Building $131,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2816 W 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2816 W 85th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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