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2805 Palmyra Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2805 Palmyra Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,736 sqft · built 2001
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Feb 2017)
Tax Bill$5,507 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85565

Property Details

APN / Parcel Number

Primary APN85565
Alternative APN
  • 162630058600010150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,736 sqft Heated Area
Gross Area2,334 sqft
1st Floor Area1,736 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area178 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85565
Street Address2805 PALMYRA CT
CitySAINT CLOUD
StateFL
Zip34772-7319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT 11 PB 11 PG 193-196 LOT 15 22/26/30
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES
Legal Tract586
Legal Block1
Legal Lot Number15,22
Legal Unit11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43208

Owner

Source: Osceola County records · APN 85565

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2805 PALMYRA CT, SAINT CLOUD, FL 34772-7319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 2017 · Amount on Record
Deed SaleFeb 09, 2017 · Amount on Record
Prior SaleNov 07, 2008 · Amount on Record
Deed Document Number2017022298
Deed Book / Page5100 / 0006
Record UpdatedJun 08, 2026

February 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 09, 2017
Property Address2805 PALMYRA CT, SAINT CLOUD, FL 34772-7319
Document Number0051000006
Book / Page5100 / 0006
Map ReferenceMB11 PG193-196
Instrument DateNov 15, 2016
Instrument2017022298
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 E SOUTH ST DOUGLASS RD200A, 1600, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 PALMYRA CT, SAINT CLOUD, FL 34772-7319

Mortgage

Document Number0051000010
DateFeb 09, 2017
Instrument5100/0010
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,507.00 (+11.5%)$323,200 (-2.56%) Land $75,000 Building $248,200$323,200 (-2.56%) Land $75,000 Building $248,200
2023$4,939.00 (+13.62%)$331,700 (+20.66%) Land $65,000 Building $266,700$331,700 (+20.66%) Land $65,000 Building $266,700
2022$4,347.00$274,900 Land $60,000 Building $214,900$274,900 Land $60,000 Building $214,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020, other causes

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 769 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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