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2809 Mosshire Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2809 Mosshire Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,635 sqft · built 2019
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$315,410 (Mar 2019)
Tax Bill$9,094 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192631016200015050

Property Details

APN / Parcel Number

Primary APN192631016200015050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,635 sqft Heated Area
Gross Area3,176 sqft
1st Floor Area1,143 sqft
Upper Floors Area1,492 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeFinished
Garage Area441 sqft
PorchPorch
Porch Area100 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2809 MOSSHIRE CIR
CitySAINT CLOUD
StateFL
Zip34772-3603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 5 PB 26 PGS 103-104 LOT 505
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase5
Legal Tract162
Legal Lot Number505
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1014
Census Tract43304

Owner

Source: Osceola County records · APN 192631016200015050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2809 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2019 · Amount on Record
Deed SaleMar 20, 2019 · Amount on Record
Deed Document Number2019035247
Deed Book / Page5494 / 0499
Record UpdatedJun 08, 2026

March 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 20, 2019
Property Address2809 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603
Document Number0054940499
Book / Page5494 / 0499
Map ReferenceMB 26 PG 103&104
Instrument DateMar 19, 2019
Instrument2019035247
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,208.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603

Mortgage

Document Number2019035248
DateMar 20, 2019
Instrument2019035248
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,094.00 (+5.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$304,968 (+5.99%)$393,100 (-1.38%) Land $70,000 Building $323,100
2023$8,611.00 (+1.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$287,742 (+3%)$398,600 (+16.28%) Land $60,000 Building $338,600
2022$8,460.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$279,362$342,800 Land $55,000 Building $287,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 446 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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