Osceola County property record for 2801 Mosshire Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,656 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2020) |
| Tax Bill | $6,710.00 (2025) |
| Primary APN | 192631016200015010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,656 sqft Heated Area |
| Gross Area | 2,262 sqft Gross Area |
| 1st Floor | 1,656 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Porch | Open Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2801 MOSSHIRE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-3603 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 5 PB 26 PGS 103-104 LOT 501 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 4 5 7 8 & 9 |
| Legal Phase | 5 |
| Legal Tract | 162 |
| Legal Lot Number | 501 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631016200015010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2801 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 22, 2020 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Deed Doc Number | 2020142952 |
| Deed Book / Page | 5817 / 1775 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2801 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2801 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Document Number | 0064260308 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 6426/308 |
| Instrument | 2023078175 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 22, 2020 |
| Property Address | 2801 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Document Number | 0058171775 |
| Book / Page | 5817 / 1775 |
| Map Reference | MB 26 PG 103&104 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020142952 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 2801 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Document Number | 58171777 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 5817/1777 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,710.00 (+2.21%) Homeowner's exemption | $310,900 (-0.48%) Land $70,000 Building $240,900 | $310,900 (-0.48%) Land $70,000 Building $240,900 |
| 2023 | $6,565.00 (+6.75%) Homeowner's exemption | $312,400 (+15.92%) Land $60,000 Building $252,400 | $312,400 (+15.92%) Land $60,000 Building $252,400 |
| 2022 | $6,150.00 | $269,500 Land $55,000 Building $214,500 | $269,500 Land $55,000 Building $214,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 446 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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