Osceola County property record for 2811 Mosshire Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,983 sqft · built 2019 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,700 (May 2019) |
| Tax Bill | $6,301 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192631016200015060 |
| Primary APN | 192631016200015060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,983 sqft Heated Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,983 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Pool Area | 40 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 344 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2811 MOSSHIRE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-3603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 5 PB 26 PGS 103-104 LOT 506 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 4 5 7 8 & 9 |
| Legal Phase | 5 |
| Legal Tract | 162 |
| Legal Lot Number | 506 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631016200015060
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2811 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Mar 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| May 09, 2019 | Grant Deed, Transfer · FHA Mortgage KBHS HM LNS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2019 · Amount on Record |
| Deed Sale | May 09, 2019 · Amount on Record |
| Deed Document Number | 0055212256 |
| Deed Book / Page | 5521 / 2256 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2811 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2811 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Document Number | 0063740769 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 6374/769 |
| Instrument | 2023032254 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2811 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 2811 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Document Number | 0067480502 |
|---|---|
| Date | Mar 04, 2025 |
| Book Page | 6748/502 |
| Instrument | 2025026639 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 28, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2811 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2811 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Document Number | 0057972250 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 5797/2250 |
| Instrument | 2020126373 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 09, 2019 |
| Property Address | 2811 MOSSHIRE CIR, SAINT CLOUD, FL 34772-3603 |
| Document Number | 0055212256 |
| Book / Page | 005521 / 002256 |
| Instrument Date | May 09, 2019 |
| Instrument | 59930 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,062.54 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2811 MOSSHIRE CIR ST CLOUD FL 347723603, ST CLOUD, FL 34772-3603 |
| Document Number | 55212258 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 005521/002258 |
| Instrument | 59931 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,301.00 (+16.58%) Homeowner's exemption | $288,012 (+16.15%) | $362,500 (+6.03%) Land $70,000 Building $292,500 |
| 2023 | $5,405.00 (+2.41%) Homeowner's exemption | $247,960 (+3%) | $341,900 (+16.06%) Land $60,000 Building $281,900 |
| 2022 | $5,278.00 Homeowner's exemption | $240,738 | $294,600 Land $55,000 Building $239,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 446 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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