Osceola County property record for 2809 Deerfield St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,348 sqft · built 2005 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Sep 2024) |
| Tax Bill | $7,510 (2025) |
| Deeds & Mortgages | Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 117211 |
| Primary APN | 117211 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,348 sqft Heated Area |
| Gross Area | 3,366 sqft |
| 1st Floor Area | 2,348 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,125 sqft (0.462 acres) |
| Lot Dimensions | 201 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 535 sqft |
| Patio Area | 544 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 117211 |
|---|---|
| Street Address | 2809 DEERFIELD ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | HAMMOCK POINTE UNIT THREE PB 15 PG 111 LOT 78 08-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 3327 |
| Legal Block | 1 |
| Legal Lot Number | 8,78 8 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43600 |
Source: Osceola County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2809 DEERFIELD ST, SAINT CLOUD, FL 34771-8848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on Record |
| Deed Sale | Sep 3, 2024 · Amount on Record |
| Prior Sale | Dec 5, 2017 |
| Deed Document Number | 2024112940 |
| Deed Book / Page | 6658 / 1058 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 5, 2017 |
| Property Address | 2809 DEERFIELD ST, SAINT CLOUD, FL 34771-8848 |
| Document Number | 0052482346 |
| Book / Page | 005248 / 002346 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 172610 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2809 DEERFIELD ST ST CLOUD FL 347718848, ST CLOUD, FL 34771-8848 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,510.00 (+60.09%) | $467,500 (+48.83%) Land $95,000 Building $372,500 | $467,500 (+3.54%) Land $95,000 Building $372,500 |
| 2023 | $4,691.00 (+5.11%) Homeowner's exemption | $314,119 (+3%) | $451,500 (+18.72%) Land $95,000 Building $356,500 |
| 2022 | $4,463.00 Homeowner's exemption | $304,970 | $380,300 Land $75,000 Building $305,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile USA.
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