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2807 Deerfield St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2807 Deerfield St, Saint Cloud, FL 34771 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,436 sqft · built 2005
Lot Size0.461 acres (20,081 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (May 2020)
Tax Bill$5,383 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-25-31-3327-0001-0770

Property Details

APN / Parcel Number

Primary APN05-25-31-3327-0001-0770
Alternative APNs
  • 253105332700010770
  • 117210

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,436 sqft Living Area
Gross Area3,415 sqft
1st Floor Area2,436 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,081 sqft (0.461 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area336 sqft
PorchFinished/Open Porch
Porch Area450 sqft
Deck Area770 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2807 DEERFIELD ST
CitySAINT CLOUD
StateFL
Zip34771-8848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT THREE PB 15 PG 111 LOT 77 08-25-31
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE UNIT 3
Legal Tract3327
Legal Block770
Legal Lot Number77
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1026
Census Tract43600

Owner

Source: Osceola County records · APN 05-25-31-3327-0001-0770

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2807 DEERFIELD ST, SAINT CLOUD, FL 34771-8848
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2020 · Amount on Record
Deed SaleMay 15, 2020 · Amount on Record
Prior SaleMar 20, 2006 · Amount on Record
Deed Document Number202064514
Deed Book / Page5722 / 2604
Record UpdatedJun 08, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 15, 2020
Property Address2807 DEERFIELD ST, SAINT CLOUD, FL 34771-8848
Document Number0057222604
Book / Page5722 / 2604
Map ReferenceMB 15 PG 111
Instrument DateMay 14, 2020
Instrument2020064514
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 CASPIAN ST, 5000, SAINT CLOUD, FL 34771-7688

Transferred To (Grantee/Buyer)

NameVerified Name
Address2807 DEERFIELD ST, SAINT CLOUD, FL 34771-8848

Mortgage

Document Number0057222605
DateMay 15, 2020
Instrument5722/2605
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,383.00 (+4.71%) Homeowner's exemption$358,350 (+5.99%)$478,600 (+3.48%) Land $95,000 Building $383,600
2024$5,141.00 (+2.13%)
2023$5,034.00 (+5.03%) Homeowner's exemption$338,108 (+3%)$462,500 (+17.8%) Land $95,000 Building $367,500
2022$4,793.00 Homeowner's exemption$328,261$392,600 Land $75,000 Building $317,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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