Osceola County property record for 2805 Deerfield St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,111 sqft · built 2005 |
| Lot Size | 0.447 acres (19,471 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,000 (Dec 2008) |
| Tax Bill | $3,972 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-31-3327-0001-0760 |
| Primary APN | 05-25-31-3327-0001-0760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,111 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 2,111 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,471 sqft (0.447 acres) |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 382 sqft |
| Deck Area | 378 sqft |
| Patio Area | 441 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2805 DEERFIELD ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | HAMMOCK POINTE UNIT THREE PB 15 PG 111 LOT 76 08-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE UNIT 3 |
| Legal Tract | 3327 |
| Legal Block | 760 |
| Legal Lot Number | 76 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43600 |
Source: Osceola County records · APN 05-25-31-3327-0001-0760
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2805 DEERFIELD ST, SAINT CLOUD, FL 34771-8848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2008 · Amount on Record |
| Deed Sale | Dec 04, 2008 · Amount on Record |
| Prior Sale | Apr 18, 2005 · Amount on Record |
| Deed Document Number | 2008194673 |
| Deed Book / Page | 3771 / 588 |
| Last Transfer Date | Feb 20, 2019 |
| Transfer Doc | 0054801763 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,972.00 (+5.25%) Homeowner's exemption | $258,615 (+5.99%) | $453,500 (+3.85%) Land $95,000 Building $358,500 |
| 2024 | $3,774.00 (+2.25%) | ||
| 2023 | $3,691.00 (+5.52%) Homeowner's exemption | $244,007 (+3%) | $436,700 (+18%) Land $95,000 Building $341,700 |
| 2022 | $3,498.00 Homeowner's exemption | $236,900 | $370,100 Land $75,000 Building $295,100 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 99 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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