2809 Bois D Arc St, Commerce, TX 75428 Property Records

Hunt County property record for 2809 Bois D Arc St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1,555 sqft · built 1984
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on File
Tax Bill	$4,633 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3600-0040-0040-31`

Property Details

APN / Parcel Number

Primary APN	`3600-0040-0040-31`
Alternative APN	`R47783`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,555 sqft Living Area
Gross Area	1,935 sqft
1st Floor Area	1,159 sqft
2nd Floor Area	396 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	130 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R47783
Street Address	2809 BOIS D ARC ST
City	COMMERCE
State	TX
Zip	75428-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3600 HY-LANN TERRACE SEC 1 BLK 4 LOT 4 ACRES .2445
Legal Subdivision	HY-LANN TERRACE SEC 1
Legal Block	4
Legal Lot Number	4
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1076
Census Tract	960600

Owner

2809 Bois D Arc St is owned and occupied by an individual who acquired it in September 2022.

Source: Hunt County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2022	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Mar 2, 2020	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Oct 9, 2017	Vendor's Lien, Transfer AVENUE MARCHAND INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022
Deed Sale	Sep 15, 2022
Prior Sale	Mar 2, 2020
Deed Document Number	2022-21698
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703

Mortgage

Document Number	0000024533
Date	Dec 21, 2023
Instrument	2023-24533

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Oct 1, 2052

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Sep 15, 2022
Property Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703
Document Number	0000021698
Map Reference	VOL 400 PG 428
Instrument Date	Sep 13, 2022
Instrument	2022-21698
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9226 PRIVATE ROAD 3840, 9226, QUINLAN, TX 75474-3963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 BOIS D AVE STREET, COMMERCE, TX 75428

Mortgage

Document Number	0000021699
Date	Sep 15, 2022
Instrument	2022-21699

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703

Mortgage

Document Number	0000006897
Date	Mar 25, 2022
Instrument	2022-06897

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 1, 2050

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Mar 2, 2020
Property Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703
Document Number	0000003701
Map Reference	VOL 400 PG 428
Instrument Date	Feb 27, 2020
Instrument	2020-03701
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003702
Date	Mar 2, 2020
Instrument	2020-03702

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Oct 9, 2017
Property Address	2809 BOIS D ARC ST, COMMERCE, TX 75428-3703
Document Number	0000013993
Map Reference	VOL400 PG428
Instrument Date	Oct 4, 2017
Instrument	2017-13993
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2809 BOIS D ARC ST, 2809, COMMERCE, TX 75428-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8330 LYNDON B JOHNSON FWY STE 355, 355, DALLAS, TX 75243-1243
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013994
Date	Oct 9, 2017
Instrument	2017-13994

Lender

Name	AVENUE MARCHAND INVESTMENTS INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	6 Months
Due	Apr 5, 2018

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,530 Land $43,560 Building $187,970	$231,530 Land $43,560 Building $187,970
2024	$4,633.00
2023		$207,660 Land $31,210 Building $176,450	$207,660 Land $31,210 Building $176,450
2022	$5,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2809 Bois D Arc St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Bois D Arc St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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