2820 Bois D Arc St, Commerce, TX 75428 Property Records

Hunt County property record for 2820 Bois D Arc St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,347 sqft · built 1975
Lot Size	0.339 acres (14,767 sqft)
Owner	2 Individual Names on File
Last Sale	$277,677 (Jul 2026)
Tax Bill	$5,703 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3600-0010-0130-31`

Property Details

APN / Parcel Number

Primary APN	`3600-0010-0130-31`
Alternative APNs	`R47776` `47776`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,347 sqft Living Area
1st Floor Area	1,323 sqft
2nd Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	139 ft deep x 123 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2820 BOIS D ARC ST
City	COMMERCE
State	TX
Zip	75428-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3600 HY-LANN TERRACE SEC 1 BLK 1 LOT 13 ACRES .339
Legal Subdivision	HY-LANN TERRACE SEC 1
Legal Block	1
Legal Lot Number	13
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1073
Census Tract	960600

Owner

2820 Bois D Arc St is owned and occupied by two individuals who bought it in July 2026.

Source: Hunt County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 BOIS D ARC ST, COMMERCE, TX 75428-3704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed, Transfer · FHA Mortgage HIGHLANDS RESID'L MORTGAGE
Apr 10, 2023	Vendor's Lien, Transfer · Conventional Mortgage PITCHPOINT SOLUTIONS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Feb 6, 2024
Deed Document Number	202614167
Prior Transfer Date	Aug 14, 2004
Prior Transfer Doc	0000009899
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNT TX
Recording Date	Jul 29, 2026
Property Address	2820 BOIS D ARC ST, COMMERCE, TX 75428-3704
Document Number	0000014167
Instrument Date	Jul 28, 2026
Instrument	202614167
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 BOIS D ARC ST, COMMERCE, TX 75428-3704

Mortgage

Document Number	0000014168,
Date	Jul 29, 2026
Instrument	202614168

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Apr 10, 2023
Property Address	2820 BOIS D ARC ST, COMMERCE, TX 75428-3704
Document Number	0000006401
Map Reference	VOL 400 PG 428
Instrument Date	Apr 7, 2023
Instrument	2023-06401
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 HAMPTON DR, FATE, TX 75087-6886

Mortgage

Document Number	0000006402
Date	Apr 10, 2023
Instrument	2023-06402

Lender

Name	PITCHPOINT SOLUTIONS CORP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Bois D Arc St was $5,703, down 0.4% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,703.00 (-0.4%)	$218,640 Land $45,190 Building $173,450	$218,640 Land $45,190 Building $173,450
2024	$5,726.00
2023		$200,630 Land $42,680 Building $157,950	$200,630 Land $42,680 Building $157,950
2022	$4,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2820 Bois D Arc St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Bois D Arc St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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