2803 Bois D Arc St, Commerce, TX 75428 Property Records

Hunt County property record for 2803 Bois D Arc St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,078 sqft · built 1969
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on Record
Last Sale	$188,736 (Sep 2026)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3600-0040-0020-31`

Property Details

APN / Parcel Number

Primary APN	`3600-0040-0020-31`
Alternative APNs	`R47781` `47781`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	629 sqft
Carport	Carport
Carport Area	629 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2803 BOIS D ARC ST
City	COMMERCE
State	TX
Zip	75428-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S3600 HY-LANN TERRACE SEC 1 BLK 4 LOT 2 ACRES .2686
Legal Subdivision	HY-LANN TERRACE SEC 1
Legal Block	4
Legal Lot Number	2
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1076
Census Tract	960600

Owner

Source: Hunt County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2803 BOIS D ARC ST, COMMERCE, TX 75428-3703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 13, 2020	Vendor's Lien, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 27, 2017	Warranty Deed, Transfer GUARANTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	202617054
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0000017384
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNT TX
Recording Date	Sep 4, 2026
Property Address	2803 BOIS D ARC ST, COMMERCE, TX 75428-3703
Document Number	0000017054
Instrument Date	Sep 3, 2026
Instrument	202617054
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	LAW AND TITLE, MONEY LAW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 BOIS D ARC ST, COMMERCE, TX 75428-3703

Mortgage

Document Number	0000017055,
Date	Sep 4, 2026
Instrument	202617055

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2803 BOIS D ARC ST, COMMERCE, TX 75428-3703
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024321
Date	Nov 1, 2021
Instrument	2021-24321

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Oct 13, 2020
Property Address	2803 BOIS D ARC ST, COMMERCE, TX 75428-3703
Document Number	0000017384
Map Reference	VOL 400 G 428
Instrument Date	Oct 8, 2020
Instrument	2020-17384
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 MAPLE ST APT 115, 1400, COMMERCE, TX 75428-3491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 BOIS O AVE, COMMERCE, TX 75428

Mortgage

Document Number	0000017385
Date	Oct 13, 2020
Instrument	2020-17385

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Sep 27, 2017
Property Address	2803 BOIS D ARC ST, COMMERCE, TX 75428-3703
Document Number	0000013484
Instrument Date	Sep 25, 2017
Instrument	13484
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NATIONS TITLE, NATIONAL TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3301 FM 3218 #411 COMMERCE TX 754286006, 411, COMMERCE, TX 75428-6006

Mortgage

Document Number	13485
Date	Sep 27, 2017
Instrument	13485

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	COMMERCE, TX 75429-0982

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,859 (-2.15%) Land $44,753 Building $150,106	$194,859 (-2.15%) Land $44,753 Building $150,106
2025	$3,462.00 (-10.82%)	$199,140 (-19.74%) Land $44,810 Building $154,330	$199,140 (-19.74%) Land $44,810 Building $154,330
2024	$3,882.00 (-31.17%)
2023		$248,120 Land $34,160 Building $213,960	$248,120 Land $34,160 Building $213,960
2022	$5,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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