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2808 McDuff Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 2808 McDuff Dr, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,584 sqft · built 1992
Lot Size0.538 acres (23,433 sqft)
Owner2 Individual Names on Record
Tax Bill$3,780 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-123685

Property Details

APN / Parcel Number

Primary APN03-123685
Alternative APNs
  • 3123685
  • 123685

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,584 sqft Total Area
Basement Area528 sqft
Finished Basement528 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area23,433 sqft (0.538 acres)
Deck Area168 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number123685
Street Address2808 MCDUFF DR
CityCHESAPEAKE BEACH
StateMD
Zip20732-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 95R SEC D PLAT 1 THE HIGHLANDS
Legal SubdivisionHIGHLANDS PLAT 481
Legal Lot Number95R
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3002
Census Tract860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2808 MCDUFF DR, CHESAPEAKE BEACH, MD 20732-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Mar 9, 2019Deed of Trust, Mortgage · FHA Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2005
Deed SaleAug 19, 2005
Prior SaleAug 18, 2005 · Amount on Record
Deed Document Number200560431
Deed Book / Page2557 / 135
Prior Transfer DateAug 5, 2005
Prior Transfer Doc2634000770
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address2808 MCDUFF DR, CHESAPEAKE BEACH, MD 20732-3202
Transaction TypeMortgage
Record UpdatedDec 27, 2021
Title CompanyMARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061680442
DateDec 13, 2021
Book Page6168/442
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address2808 MCDUFF DR, CHESAPEAKE BEACH, MD 20732-3202
Document Number0053330148
Instrument DateMar 9, 2019
Transaction TypeMortgage
Record UpdatedApr 1, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2808 MCDUFF DR CHESAPEAKE BEACH MD 207323202, CHESAPEAKE BEACH, MD 20732-3202

Mortgage

Document Number0053330148
DateMar 21, 2019
Book Page005333/000148
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,500 (+2.74%)$362,900 (+8.23%) Land $129,900 Building $233,000
2025$3,780.00 (+19.06%) Homeowner's exemption$335,300 (+9.71%) Land $129,900 Building $205,400$335,300 (-) Land $129,900 Building $205,400
2023$3,175.00 Homeowner's exemption$305,633$335,300 Land $129,900 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMMIT/HIGHLANDS
serves 1,108 people · EPA ID MD0040026
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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