2800 McDuff Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 2800 McDuff Dr, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,440 sqft · built 1991
Lot Size	1.07 acres (46,905 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Feb 2022)
Tax Bill	$4,835 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-123669`

Property Details

APN / Parcel Number

Primary APN	`03-123669`
Alternative APNs	`3123669` `123669`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,440 sqft Total Area
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,905 sqft (1.07 acres)
Porch	Slab
Porch Area	320 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	123669
Street Address	2800 MCDUFF DR
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 93R SEC D PLAT 1 THE HIGHLANDS
Legal Subdivision	HIGHLANDS
Legal Lot Number	93R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2800 MCDUFF DR, CHESAPEAKE BEACH, MD 20732-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP
May 5, 2020	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Book / Page	6212 / 376
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 8, 2022
Property Address	2800 MCDUFF DR, CHESAPEAKE BEACH, MD 20732-3202
Document Number	0062120376
Book / Page	6212 / 376
Map Reference	LB ABE 532 FO 248
Instrument Date	Jan 12, 2022
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2419 BLOOMING WAY, GAMBRILLS, MD 21054-1538

Mortgage

Document Number	0006212382
Date	Feb 8, 2022
Instrument	6212/382

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 5, 2020
Property Address	2800 MCDUFF DR, CHESAPEAKE BEACH, MD 20732-3202
Document Number	0055830313
Book / Page	5583 / 313
Map Reference	LB ABE 529 FO 481
Instrument Date	Apr 29, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2800 MCDUFF DR, CHESAPEAK BCH, MD 20732-3202

Mortgage

Document Number	5583320
Date	May 5, 2020
Instrument	5583/320

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,900 (+25.24%)	$471,500 (+8.87%) Land $150,400 Building $321,100
2025	$4,835.00 (+30.71%)
2023	$3,699.00	$356,033	$433,100 Land $150,400 Building $282,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT/HIGHLANDS serves 1,108 people · EPA ID MD0040026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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