Calvert County property record for 2805 McDuff Dr, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,194 sqft · built 1991 |
| Lot Size | 0.688 acres (29,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,800 (Jul 1991) |
| Tax Bill | $3,869 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-123634 |
| Primary APN | 03-123634 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,194 sqft Total Area |
| Basement Area | 977 sqft |
| Finished Basement | 977 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,977 sqft (0.688 acres) |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 123634 |
|---|---|
| Street Address | 2805 MCDUFF DR |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 91R SEC D PLAT 1 THE HIGHLANDS |
| Legal Subdivision | HIGHLANDS |
| Legal Lot Number | 91R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 860404 |
Source: Calvert County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2805 MCDUFF DR, CHESAPEAKE BEACH, MD 20732-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 3, 1991 · Amount on Record |
| Deed Sale | Jul 3, 1991 · Amount on Record |
| Deed Book / Page | 564 / 1 |
| Record Updated | Sep 20, 2026 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,900 (+12.48%) | $371,500 (+8.12%) Land $136,400 Building $235,100 | |
| 2025 | $3,869.00 (+18.72%) | ||
| 2023 | $3,259.00 Homeowner's exemption | $313,733 | $343,600 Land $136,400 Building $207,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT/HIGHLANDS serves 1,108 people · EPA ID MD0040026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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