2808 Elsa Ct, Crofton, MD 21114 Property Records

Anne Arundel County property record for 2808 Elsa Ct, Crofton, MD 21114

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,432 sqft · built 1997
Lot Size	0.185 acres (8,091 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Jun 2023)
Tax Bill	$6,375 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-647-90085297`

Property Details

APN / Parcel Number

Primary APN	`02-647-90085297`
Alternative APNs	`264790085297` `64790085297`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Total Area
1st Floor Area	1,148 sqft
Basement Area	1,104 sqft
Finished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,091 sqft (0.185 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	64790085297
Old Parcel Number	264790085297
Street Address	2808 ELSA CT
City	CROFTON
State	MD
Zip	21114-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 33 SC 1 2808 ELSA CT CHAPMAN FARM AT CROFTON
Legal Section	1
Legal Subdivision	CHAPMAN FARM AT CROFTON
Legal Lot Number	33
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	702209

Owner

Source: Anne Arundel County records · APN 02-647-90085297

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2808 ELSA CT, CROFTON, MD 21114-3159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2023 · Amount on Record
Deed Sale	Jun 08, 2023 · Amount on Record
Prior Sale	Nov 04, 2016 · Amount on Record
Deed Document Number	0039709309
Deed Book / Page	39709 / 309
Record Updated	Jun 07, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 08, 2023
Property Address	2808 ELSA CT, CROFTON, MD 21114-3159
Document Number	0397090309
Book / Page	39709 / 309
Map Reference	PL 8452 MB 158 PG 29
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	NOT AVAILABLE, JUNCTION TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2808 ELSA CT, CROFTON, MD 21114-3159

Mortgage

Document Number	0039709319
Date	Jun 08, 2023
Instrument	39709/319

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,375.00 (+5.27%)	$583,800 (+0.72%) Land $274,300 Building $309,500	$583,800 (-) Land $274,300 Building $309,500
2022	$6,056.00	$579,600	$583,800 Land $274,300 Building $309,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1997 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Believe Wireless.

Based on FCC filings for 372 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CROFTON-ODENTON serves 62,986 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.