Anne Arundel County property record for 2805 Elsa Ct, Crofton, MD 21114
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,401 sqft · built 1997 |
| Lot Size | 0.167 acres (7,304 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (May 2021) |
| Tax Bill | $6,218 (2023) |
| Deeds & Mortgages | May 2021 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-647-90085293 |
| Primary APN | 02-647-90085293 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,401 sqft Total Area |
| 1st Floor Area | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,304 sqft (0.167 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 540 sqft |
| Patio Area | 540 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 64790085293 |
|---|---|
| Old Parcel Number | 264790085293 |
| Street Address | 2805 ELSA CT |
| City | CROFTON |
| State | MD |
| Zip | 21114-3159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 29 SC 1 2805 ELSA CT CHAPMAN FARM AT CROFTON |
| Legal Section | 1 |
| Legal Subdivision | CHAPMAN FARM/CROFTON SEC 1 |
| Legal Lot Number | 29 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 702209 |
Source: Anne Arundel County records · APN 02-647-90085293
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2805 ELSA CT, CROFTON, MD 21114-3159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2021 | Deed, Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Aug 02, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Prior Sale | Aug 02, 2019 |
| Deed Document Number | 0003673549 |
| Deed Book / Page | 36735 / 49 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 07, 2021 |
| Property Address | 2805 ELSA CT, CROFTON, MD 21114-3159 |
| Document Number | 0367350049 |
| Book / Page | 36735 / 49 |
| Map Reference | MB 158 PG 29 PL 8452 |
| Instrument Date | Apr 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2805 ELSA CT, CROFTON, MD 21114-3159 |
| Document Number | 3673556 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 36735/56 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2805 ELSA CT, CROFTON, MD 21114-3159 |
| Document Number | 0346620462 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2805 ELSA CT CROFTON MD 211143159, CROFTON, MD 21114-3159 |
| Document Number | 0346620462 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 034662/000462 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 02, 2019 |
| Property Address | 2805 ELSA CT, CROFTON, MD 21114-3159 |
| Document Number | 0334130315 |
| Book / Page | 33413 / 315 |
| Map Reference | MB 158 PG 29 PL 8452 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2805 ELSA CT, CROFTON, MD 21114-3159 |
| Document Number | 0334130321 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 33413/321 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,218.00 | $569,500 Land $271,500 Building $298,000 | $569,500 Land $271,500 Building $298,000 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1997 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Believe Wireless.
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CROFTON-ODENTON serves 62,986 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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