2802 Elsa Ct, Crofton, MD 21114 Property Records

Anne Arundel County property record for 2802 Elsa Ct, Crofton, MD 21114

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,600 sqft · built 1997
Lot Size0.174 acres (7,593 sqft)
Owner2 Individual Names on Record
Last Sale$565,000 (Mar 2014)
Tax Bill$6,741 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-647-90085300

Property Details

APN / Parcel Number

Primary APN02-647-90085300
Alternative APNs
  • 264790085300
  • 64790085300

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,600 sqft Living Area
Gross Area3,000 sqft
1st Floor Area1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,593 sqft (0.174 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Deck Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number64790085300
Street Address2802 ELSA CT
CityCROFTON
StateMD
Zip21114-3159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 36 SC 1 CHAPMAN FARM AT CROFTON
Legal SubdivisionCHAPMAN FARM AT CROFTON
Legal Block3
Legal Lot Number36
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group3
Census Block3000
Census Tract702209

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2802 ELSA CT, CROFTON, MD 21114-3159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2014 · Amount on Record
Deed SaleMar 11, 2014 · Amount on Record
Prior SaleSep 4, 2001 · Amount on Record
Deed Book / Page27104 / 61
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2802 ELSA CT, CROFTON, MD 21114-3159
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0350090389
DateAug 6, 2020
Book Page35009/389
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term314 Months
DueOct 1, 2046

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$655,100 (+16.86%) Land $272,500 Building $382,600$655,100 (+16.86%) Land $272,500 Building $382,600
2025$6,741.00 (+13.33%)
2023$5,948.00 Homeowner's exemption$560,600 Land $272,500 Building $288,100$560,600 Land $272,500 Building $288,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROFTON-ODENTON
serves 62,986 people · EPA ID MD0020008
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Believe Broadband.

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