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2803 Wagon Wheel Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2803 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,894 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
GarageAttached, 484 sqft
Last Sale$440,000 (2022)
Tax Bill$8,216.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-26-31-0158-0001-1440
Alternative APN
  • 263119015800011440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,894 sqft Living Area
Gross Area2,508 sqft Gross Area
1st Floor1,894 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area312 sqft Pool
Deck Area708 sqft Deck
Porch Area130 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2803 WAGON WHEEL TRL
CitySAINT CLOUD
StateFL
Zip34772-8985
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 144
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 3
Legal Phase3
Legal Tract158
Legal Block1440
Legal Lot Number144
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1008
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0158-0001-1440

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressTRICON RESIDENTIAL, SCOTTSDALE, AZ 85261
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Warranty Deed, Transfer
REALTECH TITLE LLC
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Nov 17, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
STEARNS LNDG LLC
Mar 03, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Prior SaleMar 03, 2017 · Amount on Record
Deed Doc Number202258823
Deed Book / Page6193 / 1251
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 13, 2022
Property Address2803 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number0061931251
Book / Page6193 / 1251
Map ReferenceMB 23 PG 175
Instrument DateApr 12, 2022
Instrument2022058823
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyREALTECH TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,080.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2803 WAGON WHEEL TRL, 2803, SAINT CLOUD, FL 34772-8985

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
InvestorPossibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2803 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985

Mortgage

Document Number0059911765
DateJun 29, 2021
Book Page5991/1765
Instrument2021101305
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2803 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number0058431394
Instrument DateNov 17, 2020
Transaction TypeMortgage
Record UpdatedDec 17, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2803 WAGON WHEEL TRL ST CLOUD FL 347728985, ST CLOUD, FL 34772-8985

Mortgage

Document Number0058431394
DateDec 02, 2020
Book Page005843/001394
Instrument163805
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 03, 2017
Property Address2803 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985
Document Number0051111395
Book / Page005111 / 001395
Instrument DateFeb 27, 2017
Instrument34214
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,741.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2803 WAGON WHEEL TRL ST CLOUD FL 347728985, ST CLOUD, FL 34772-8985

Mortgage

Document Number51111397
DateMar 03, 2017
Book Page005111/001397
Instrument34215
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,414.00 (+2.41%)$363,000 (+0.03%) Land $75,600 Building $287,400$363,000 (+0.03%) Land $75,600 Building $287,400
2024$8,216.00 (-0.27%)
2023$8,238.00 (+57.91%)$362,900 (+52.88%) Land $64,800 Building $298,100$362,900 (+14.44%) Land $64,800 Building $298,100
2022$5,217.00 Homeowner's exemption$237,376$317,100 Land $59,400 Building $257,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 302 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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