2807 McClain Rd, Ardmore, OK 73401 Property Records

Carter County property record for 2807 McClain Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,728 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Jul 2018 Second Mortgage Jan 2019 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12581`

Property Details

APN / Parcel Number

Primary APN	`12581`
Alternative APN	`1990-03-05S-02E-4-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,248 sqft
2nd Floor Area	480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Storage Building	1,764 sqft
Utility Building	1,764 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12581
Street Address	2807 MCCLAIN RD
City	ARDMORE
State	OK
Zip	73401-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 210 W 210 SE SW SE- 03 05S 02E
Legal Range	02E
Legal Township	05S
Legal Section	03
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	5S
Legal Lot Number	2E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1022
Census Tract	892802

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU
Jan 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU
May 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2026	Warranty Deed, Transfer · VA Mortgage ZILLOW HOME LOANS LLC
Jun 14, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMUNICATION FCU
Jan 5, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026
Deed Sale	Jan 7, 2026
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	2026172
Deed Book / Page	7825 / 97
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	006343/120
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006567/269
Date	Jul 3, 2018
Book Page	6567/269
Instrument	2018-006935

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006658/001
Date	Jan 4, 2019
Book Page	6658/001
Instrument	2019-000111

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00007040/1
Date	May 7, 2021
Book Page	7040/1
Instrument	2021-004965

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 7, 2026
Property Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269
Document Number	0007825/97
Book / Page	7825 / 97
Instrument Date	Dec 31, 2025
Instrument	I-2026-000172
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269

Mortgage

Document Number	I2026000173
Date	Jan 7, 2026
Instrument	I-2026-000173

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 14, 2019
Property Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269
Document Number	006732/115
Book / Page	6732 / 115
Instrument Date	Jun 13, 2019
Instrument	2019-006823
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 MCLAINE RD SE, ARDMORE, OK 73401
Investor	Possibly a Property Investor

Mortgage

Document Number	2019006824
Date	Jun 14, 2019
Instrument	2019-006824

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 6, 2017
Property Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269
Document Number	006443/174
Book / Page	6443 / 174
Instrument Date	Sep 1, 2017
Instrument	2017-009234
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006443/175
Date	Sep 6, 2017
Book Page	6443/175
Instrument	2017-009235

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

January 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARTER OK
Recording Date	Jan 5, 2017
Property Address	2807 MCCLAIN RD, ARDMORE, OK 73401-9269
Document Number	006343/120
Book / Page	6343 / 120
Instrument Date	Dec 21, 2016
Instrument	2017-000119
Transaction Type	Foreclosure
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,356 (+3.77%) Land $2,400 Building $20,956	$194,634 (-22.47%) Land $20,000 Building $174,634
2025	$2,308.00	$22,508 (+5%) Land $1,200 Building $21,308	$251,048 (+6.55%) Land $10,000 Building $241,048
2024	$2,308.00 (+9.18%)	$21,436 (+5%) Land $1,200 Building $20,236	$235,617 (+27.81%) Land $10,000 Building $225,617
2023	$2,114.00	$20,415 Land $1,200 Building $19,215	$184,346 Land $10,000 Building $174,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100

2807 McClain Rd, Ardmore, OK 73401 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on McClain Rd

Nearby Streets

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