San Luis Obispo County property record for 2806 Cottage Ln, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,605 sqft · built 2002 |
| Lot Size | 0.079 acres (3,444 sqft) |
| Owner | Company Name on File |
| Last Sale | $360,000 (Sep 2016) |
| Tax Bill | $5,146 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-803-013 |
| Primary APN | 025-803-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,605 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 3,444 sqft (0.079 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2806 COTTAGE LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-6381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY PR TR 2376 LT 53 |
| Legal Subdivision | TRACT 2376 |
| Legal Tract | 2376 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10207 |
Source: San Luis Obispo County records · APN 025-803-013
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 13, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage SESLOC FCU |
| Apr 14, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Nov 21, 2022 | Intrafamily Transfer, Transfer |
| May 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC |
| Mar 09, 2020 | Quit Claim Deed, Transfer CENTRAL COAST LNDG |
| Jun 26, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2016 · Amount on Record |
| Deed Sale | Sep 09, 2016 · Amount on Record |
| Prior Sale | Jul 19, 2005 · Amount on Record |
| Deed Document Number | 201645022 |
| Last Transfer Date | Mar 27, 2023 |
| Transfer Doc | 0000010319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 13, 2023 |
| Property Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000010151 |
| Map Reference | MB 19 PG 72 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023010151 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000010152 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 2023010152 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 14, 2023 |
| Property Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000010319 |
| Map Reference | MB 19 PG 72 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023010319 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 21, 2022 |
| Property Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000045512 |
| Map Reference | MB 19 PG 72 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022045512 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000034607 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 2021034607 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 227 Months |
| Due | Apr 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 09, 2020 |
| Property Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000011528 |
| Instrument Date | Mar 03, 2020 |
| Instrument | 11528 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2806 COTTAGE LN PASO ROBLES CA 934466381, PASO ROBLES, CA 93446-6381 |
| Document Number | 11529 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 11529 |
| Name | CENTRAL COAST LNDG |
|---|---|
| Address | MORRO BAY, CA 93442 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 08, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 26, 2018 |
| Property Address | 2806 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000026260 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 26260 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2806 COTTAGE LN PASO ROBLES CA 934466381, PASO ROBLES, CA 93446-6381 |
| Document Number | 26261 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 26261 |
| Name | CENTRAL COAST LNDG |
|---|---|
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2048 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,146.00 (+2.18%) Homeowner's exemption | $417,806 (+4.04%) Land $179,889 Building $237,917 |
| 2024 | $5,036.00 (+0.8%) | |
| 2023 | $4,996.00 (+2.38%) | $401,583 Land $172,904 Building $228,679 |
| 2022 | $4,880.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PASO ROBLES WATER DIVISION serves 31,176 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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