San Luis Obispo County property record for 2802 Cottage Ln, Paso Robles, CA 93446 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,605 sqft · built 2002 |
| Lot Size | 0.073 acres (3,163 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (May 2020) |
| Tax Bill | $5,744 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-803-011 |
| Primary APN | 025-803-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,605 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 3,163 sqft (0.073 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2802 COTTAGE LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-6381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY PR TR 2376 LT 51 |
| Legal Subdivision | TRACT 2376 |
| Legal Tract | 2376 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10207 |
Source: San Luis Obispo County records · APN 025-803-011
Assessment roll updated August 6, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2802 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| May 03, 2023 | Intrafamily Transfer, Transfer · Line of Credit ALASKA USA FCU |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 22, 2020 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on Record |
| Deed Sale | May 22, 2020 · Amount on Record |
| Prior Sale | Sep 04, 2015 · Amount on Record |
| Deed Document Number | 202025087 |
| Last Transfer Date | Apr 13, 2023 |
| Transfer Doc | 0000012083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 12, 2026 |
| Property Address | 2802 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000014818 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202614818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2802 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000014818, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202614818 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 03, 2023 |
| Property Address | 2802 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000012083 |
| Map Reference | MB 19 PG 72 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023012083 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2802 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000012084 |
|---|---|
| Date | May 03, 2023 |
| Instrument | 2023012084 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2802 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2802 COTTAGE LN, ADELAIDE, CA 93446-6381 |
| Document Number | 0000071226 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021071226 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 22, 2020 |
| Property Address | 2802 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000025087 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 25087 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2802 COTTAGE LN PASO ROBLES CA 934466381, PASO ROBLES, CA 93446-6381 |
| Document Number | 25088 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 25088 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,744.00 (+2.1%) | $464,794 (+4.04%) Land $196,854 Building $267,940 |
| 2024 | $5,626.00 (+2.29%) | |
| 2023 | $5,500.00 (+2.31%) | $446,748 Land $189,211 Building $257,537 |
| 2022 | $5,376.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures