San Luis Obispo County property record for 2804 Cottage Ln, Paso Robles, CA 93446 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,197 sqft · built 2002 |
| Lot Size | 0.068 acres (2,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $436,000 (Oct 2019) |
| Tax Bill | $5,800 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-803-012 |
| Primary APN | 025-803-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,197 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Construction Type | Wood |
| Lot Area | 2,993 sqft (0.068 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 2804 COTTAGE LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-6381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY PR TR 2376 LT 52 |
| Legal Tract | 2376 |
| Legal Lot Number | 52 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10207 |
Source: San Luis Obispo County records · APN 025-803-012
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2804 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2024 | Deed of Trust, Mortgage · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Oct 07, 2019 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Jan 06, 2017 | Grant Deed, Transfer · ARM LOGIX FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2019 · Amount on Record |
| Deed Sale | Oct 07, 2019 · Amount on Record |
| Prior Sale | Jan 06, 2017 · Amount on Record |
| Deed Document Number | 2019042918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2804 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2804 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000032865 |
|---|---|
| Date | Nov 07, 2024 |
| Instrument | 2024032865 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 07, 2019 |
| Property Address | 2804 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000042918 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 42918 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2804 COTTAGE LN PASO ROBLES CA 934466381, PASO ROBLES, CA 93446-6381 |
| Document Number | 42919 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 42919 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 06, 2017 |
| Property Address | 2804 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000000690 |
| Map Reference | MB19 PG72 |
| Instrument Date | Nov 27, 2016 |
| Instrument | 2017000690 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 26817 FAIRLAIN DR, VALENCIA, CA 91355-4961 |
| Document Number | 0000000691 |
|---|---|
| Date | Jan 06, 2017 |
| Instrument | 2017000691 |
| Name | LOGIX FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,800.00 (+4.49%) Homeowner's exemption | $476,826 (+4.04%) Land $196,854 Building $279,972 |
| 2023 | $5,551.00 (+2.32%) Homeowner's exemption | $458,312 Land $189,211 Building $269,101 |
| 2022 | $5,425.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790102071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Ranch WiFi | Fixed Wireless (unlicensed) | 100 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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