2805 Settlement Rd, Copperas Cove, TX 76522 Property Records

Lampasas County property record for 2805 Settlement Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2,602 sqft · built 2017
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$262,248 (Jun 2022)
Tax Bill	$7,511 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2019 Mortgage + 1 more
APN	`11145-003-001-00`

Property Details

APN / Parcel Number

Primary APN	`11145-003-001-00`
Alternative APN	`151229`

Interior

Building Area	2,602 sqft Total Area
1st Floor Area	1,990 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	102 sqft

Location & Zoning

Account Number	11145-003-001-00
Street Address	2805 SETTLEMENT RD
City	COPPERAS COVE
State	TX
Zip	76522-3590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1 BLK: 3 ADDN: SKYLINE FLATS PH 3 LOCCD:127
Legal Subdivision	SKYLINE FLATS
Legal Block	3
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1021
Census Tract	950304

Owner

Source: Lampasas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2805 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Vendor's Lien, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 15, 2019	Vendor's Lien, Transfer · VA Mortgage WELLS FARGO BANK NA
Feb 1, 2017	Vendor's Lien, Subdivision Related Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	2022192556
Deed Book / Page	600 / 514
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	558/584
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Jun 7, 2022
Property Address	2805 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590
Document Number	0000192556
Map Reference	CAB 2 SL 110-111
Instrument Date	Jun 2, 2022
Instrument	192556
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	NC TITLE COMPANY, NETCO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 CAUTHEN DR, 64, HUNTSVILLE, TX 77320-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590

Mortgage

Document Number	0000192557
Date	Jun 7, 2022
Instrument	192557

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Jul 15, 2019
Property Address	2805 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590
Document Number	558/584
Book / Page	558 / 584
Map Reference	CAB 2 SL 110-111
Instrument Date	Jul 12, 2019
Instrument	177172
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590

Mortgage

Document Number	366793
Date	Jul 15, 2019
Instrument	366/793

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

February 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Feb 1, 2017
Property Address	2805 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590
Document Number	527/202
Book / Page	527 / 202
Map Reference	CAB 2 SL 110&111
Instrument Date	Jan 30, 2017
Instrument	166351
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2833 COUNTY ROAD 1020, 2833, LAMPASAS, TX 76550-3485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590

Mortgage

Document Number	166352
Date	Feb 1, 2017
Instrument	166352

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Copperas Cove City
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,511.00 (+222.22%)	$335,050 (-4.83%) Land $12,240 Building $322,810	$335,050 (-4.83%) Land $12,240 Building $322,810
2025		$352,040 (+2.36%) Land $12,240 Building $339,800	$352,040 (+2.36%) Land $12,240 Building $339,800
2023		$343,930 Land $24,510 Building $319,420	$343,930 Land $24,510 Building $319,420
2022	$2,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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