2809 Settlement Rd, Copperas Cove, TX 76522 Property Records

Lampasas County property record for 2809 Settlement Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2,608 sqft · built 2018
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,700 (Dec 2020)
Tax Bill	$6,501 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Mortgage
APN	`11146-004-009-00`

Property Details

APN / Parcel Number

Primary APN	`11146-004-009-00`
Alternative APN	`151320`

Interior

Building Area	2,608 sqft Total Area
1st Floor Area	2,092 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	116 sqft

Location & Zoning

Account Number	11146-004-009-00
Street Address	2809 SETTLEMENT RD
City	COPPERAS COVE
State	TX
Zip	76522-3590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 9 BLK: 4 ADDN: SKYLINE FLATS PH 2 SCT 3 LOCCD:127
Legal Subdivision	SKYLINE FLATS
Legal Block	4
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1021
Census Tract	950304

Owner

Source: Lampasas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2809 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2017	Vendor's Lien, Subdivision Related Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	2020184293
Deed Book / Page	577 / 108
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	577/108
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Dec 11, 2020
Property Address	2809 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590
Document Number	577/108
Book / Page	577 / 108
Map Reference	CAB 2 SL 116&117
Instrument Date	Dec 7, 2020
Instrument	184293
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2809 SETTLEMENT RD, 2809, COPPERAS COVE, TX 76522-3590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 JACKIE JO LN, COPPERAS COVE, TX 76522-2016

Mortgage

Document Number	390660
Date	Dec 11, 2020
Instrument	390/660

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Oct 16, 2017
Property Address	2809 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590
Document Number	535/707
Book / Page	535 / 707
Map Reference	CAN 2 SL 116&117
Instrument Date	Oct 12, 2017
Instrument	169530
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2833 COUNTY ROAD 1020, 2833, LAMPASAS, TX 76550-3485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 SETTLEMENT RD, COPPERAS COVE, TX 76522-3590

Mortgage

Document Number	169531
Date	Oct 16, 2017
Instrument	169531

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Copperas Cove City
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,501.00 (+121.95%)	$290,000 (-20.03%) Land $12,240 Building $277,760	$290,000 (-20.03%) Land $12,240 Building $277,760
2025	$2,929.00 (-23.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$362,630 (+25.04%) Land $12,240 Building $350,390	$362,630 (+25.04%) Land $12,240 Building $350,390
2023		$290,000 Land $22,087 Building $267,913	$290,000 Land $22,087 Building $267,913
2022	$3,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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