Lampasas County property record for 2738 Settlement Rd, Copperas Cove, TX 76522
| Property Type | Single Family Home |
|---|---|
| Details | 2,762 sqft · built 2015 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,005 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2017 Mortgage |
| APN | 11145-002-012-00 |
| Primary APN | 11145-002-012-00 |
|---|---|
| Alternative APN |
|
| Building Area | 2,762 sqft Total Area |
|---|---|
| 1st Floor Area | 2,038 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 140 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 142 sqft |
| Account Number | 11145-002-012-00 |
|---|---|
| Street Address | 2738 SETTLEMENT RD |
| City | COPPERAS COVE |
| State | TX |
| Zip | 76522-3589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 12 BLK: 2 ADDN: SKYLINE FLATS PH 3 LOCCD:127 |
| Legal Subdivision | SKYLINE FLATS PH 3 |
| Legal Block | 2 |
| Jurisdiction | LAMPASAS TX |
| Township / Civil Division | LAMPASAS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950304 |
2738 Settlement Rd is owned and occupied by two individuals.
Source: Lampasas County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2738 SETTLEMENT RD, COPPERAS COVE, TX 76522-3589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Jun 19, 2017 | Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMPASAS TX |
| Recording Date | Jun 30, 2026 |
| Property Address | 2738 SETTLEMENT RD, COPPERAS COVE, TX 76522-3589 |
| Document Number | 0000212027 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026212027 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2738 SETTLEMENT RD, COPPERAS COVE, TX 76522-3589 |
| Document Number | 0000212027, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026212027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAMPASAS TX |
| Property Address | 2738 SETTLEMENT RD, COPPERAS COVE, TX 76522-3589 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 338/413 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 338/413 |
| Instrument | 168090 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 2738 Settlement Rd was $7,005 with exemptions applied.
Source: Lampasas County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Copperas Cove City |
| County | Lampasas County |
| Unified School District | Lampasas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,005.00 | $312,479 (-13.11%) | $335,310 (-6.76%) Land $13,140 Building $322,170 |
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $359,620 Land $13,140 Building $346,480 | $359,620 Land $13,140 Building $346,480 |
| 2023 | $353,180 Land $26,280 Building $326,900 | $353,180 Land $26,280 Building $326,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2738 Settlement Rd; there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2014–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2738 Settlement Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 500 / 100 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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