Osceola County property record for 2803 Palmyra Ct, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,065 sqft · built 2001 |
| Lot Size | 0.198 acres (8,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (Nov 2004) |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0586-0001-0160 |
| Primary APN | 16-26-30-0586-0001-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| Gross Area | 2,732 sqft |
| 1st Floor Area | 2,065 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,624 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 247 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2803 PALMYRA CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK LAKES UNIT 11 PB 11 PG 193-196 LOT 16 22/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES UNIT 11 |
| Legal Tract | 586 |
| Legal Block | 160 |
| Legal Lot Number | 16 |
| Legal Unit | 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43208 |
Source: Osceola County records · APN 16-26-30-0586-0001-0160
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2803 PALMYRA CT, SAINT CLOUD, FL 34772-7319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2004 · Amount on Record |
| Deed Sale | Nov 30, 2004 · Amount on Record |
| Prior Sale | Jan 28, 2003 · Amount on Record |
| Deed Document Number | 2004230102 |
| Deed Book / Page | 2646 / 2121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2803 PALMYRA CT, SAINT CLOUD, FL 34772-7319 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2803 PALMYRA CT 2803, 2803, SAINT CLOUD, FL 34772-7319 |
| Document Number | 0065762629 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 6576/2629 |
| Instrument | 2024042869 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2803 PALMYRA CT, SAINT CLOUD, FL 34772-7319 |
| Document Number | 0056790133 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2803 PALMYRA CT ST CLOUD FL 347727319, ST CLOUD, FL 34772-7319 |
| Document Number | 0056790133 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 005679/000133 |
| Instrument | 26292 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,744.00 (+7.32%) Homeowner's exemption | $140,339 (+5.99%) | $349,400 (-2.94%) Land $75,000 Building $274,400 |
| 2023 | $1,625.00 (+4.37%) Homeowner's exemption | $132,412 (+3%) | $360,000 (+20.93%) Land $65,000 Building $295,000 |
| 2022 | $1,557.00 Homeowner's exemption | $128,556 | $297,700 Land $60,000 Building $237,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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