2804 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2804 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 2002
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Owner Names on Record
Last Sale	$87,100 (Apr 2011)
Tax Bill	$6,239 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-8890`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-8890`
Alternative APNs	`34180201128890` `3953932.0` `3953932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3953932.0
Old Parcel Number	34180201128890
Street Address	2804 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 12889 & 12890 BLK 416 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 5116 PG 4910 PER OR 6580 PG 2360
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	416
Legal Lot Number	12889 12890
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1079
Census Tract	83006

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	7105 ROME ORISKANY RD, ROME, NY 13440-7112

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2011 · Amount on Record
Deed Sale	Apr 6, 2011 · Amount on Record
Prior Sale	Jul 16, 2003
Deed Document Number	2011-056896
Deed Book / Page	6580 / 2360
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2804 UMBRELLA TREE DR, EDGEWATER, FL 32141-5604
Document Number	0077404482
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7105 ROME ORISKANY RD ROME NY 134407112, ROME, NY 13440-7112

Mortgage

Document Number	0077404482
Date	Aug 29, 2019
Book Page	007740/004482
Instrument	171969

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,239.00 (+28.35%)	$315,748 (+3.35%) Land $54,000 Building $261,748	$315,748 (+3.35%) Land $54,000 Building $261,748
2023	$4,861.00 (+9.88%)	$305,517 (+14.38%) Land $42,000 Building $263,517	$305,517 (+14.38%) Land $42,000 Building $263,517
2022	$4,424.00	$267,099 Land $29,600 Building $237,499	$267,099 Land $29,600 Building $237,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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