2803 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2803 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1999
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2021)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-8250`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-8250`
Alternative APNs	`34180201128250` `5531481.0` `5531481`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5531481.0
Old Parcel Number	34180201128250
Street Address	2803 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 12825 & 12826 EXC E 25 FT BLK 413 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 4414 PG 1611 PER OR 5578 PG 3127 PER OR 6607
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	413
Legal Lot Number	12825 12826
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1071
Census Tract	83006

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2803 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WATERSTONE MORTGAGE CORP
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 2, 2017	Warranty Deed, Transfer PROFESSIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	2021-116327
Deed Book / Page	8050 / 1608
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2803 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	SMART TITLE SERVICES, SMARTTITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311

Mortgage

Document Number	0084214263
Date	Jun 16, 2023
Book Page	8421/4263
Instrument	2023124699

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 19, 2021
Property Address	2803 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Document Number	0080501608
Book / Page	8050 / 1608
Map Reference	MB 19 PG 240
Instrument Date	May 12, 2021
Instrument	2021-116327
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 BOUCHELLE DR APT 103, 404, NEW SMYRNA BEACH, FL 32169-5438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626

Mortgage

Document Number	80501610
Date	May 19, 2021
Instrument	8050/1610

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 2, 2017
Property Address	2803 UMBRELLA TREE DR, EDGEWATER, FL 32141-5626
Document Number	0074661263
Book / Page	007466 / 001263
Instrument Date	Oct 30, 2017
Instrument	211591
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,134.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 UMBRELLA TREE DR EDGEWATER FL 321415626, EDGEWATER, FL 32141-5626

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00 (+19.1%) Homeowner's exemption	$228,920 (+5.99%)	$252,668 (+4.7%) Land $49,680 Building $202,988
2023	$3,314.00 (+2.38%) Homeowner's exemption	$215,990 (+3%)	$241,328 (+15.08%) Land $38,640 Building $202,688
2022	$3,237.00 Homeowner's exemption	$209,699 Land $27,232 Building $182,467	$209,699 Land $27,232 Building $182,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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