1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Matera Dr

2801 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2801 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,496 sqft · built 2020
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$535,000 (Dec 2024)
Tax Bill$7,254 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN092531502200010420

Property Details

APN / Parcel Number

Primary APN092531502200010420

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,496 sqft Heated Area
Gross Area3,408 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2801 MATERA DR
CitySAINT CLOUD
StateFL
Zip34771-9155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PH 2 PB 28 PGS 3-4 LOT 42
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES/RESERVE
Legal Phase2
Legal Tract5022
Legal Lot Number42
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1016
Census Tract43700

Owner

Source: Osceola County records · APN 092531502200010420

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12602 CREST SPRINGS LN APT 1314, 1314, ORLANDO, FL 32828-7181
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2024Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Nov 19, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleNov 19, 2020 · Amount on Record
Deed Document Number2024164366
Deed Book / Page6718 / 2980
Record UpdatedJun 08, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2024
Property Address2801 MATERA DR, SAINT CLOUD, FL 34771-9155
Document Number0067182980
Book / Page6718 / 2980
Map ReferenceMB 28 PG 3&4
Instrument DateDec 27, 2024
Instrument2024164366
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, FULL CIRCLE TITLE SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,745.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1727 SUNFISH ST, SAINT CLOUD, FL 34771-7571

Transferred To (Grantee/Buyer)

NameVerified Name
Address12602 CREST SPRINGS LN APT 1314, 1314, ORLANDO, FL 32828-7181
InvestorPossibly a Property Investor

Mortgage

Document Number2024164367
DateDec 31, 2024
Instrument2024164367
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

November 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 19, 2020
Property Address2801 MATERA DR, SAINT CLOUD, FL 34771-9155
Document Number0058361466
Book / Page5836 / 1466
Map ReferenceMB 28 PG 3&4
Instrument DateNov 17, 2020
Instrument2020158795
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,824.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 MATERA DR, SAINT CLOUD, FL 34771-9155

Mortgage

Document Number0058361468
DateNov 19, 2020
Instrument5836/1468
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,254.00 (+40.04%)$472,200 (+28.81%) Land $90,000 Building $382,200$472,200 (-4.7%) Land $90,000 Building $382,200
2023$5,180.00 (+4.5%) Homeowner's exemption$366,589 (+3.68%)$495,500 (+17.44%) Land $90,000 Building $405,500
2022$4,957.00 Homeowner's exemption$353,582$421,900 Land $80,000 Building $341,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 201 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Matera Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures