2803 SE 28th St, Ocala, FL 34471 Property Records

Marion County property record for 2803 SE 28th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,028 sqft · built 2019
Lot Size	0.45 acres (19,602 sqft)
Owner	Trust Name on File
Last Sale	$709,000 (Dec 2022)
Tax Bill	$6,353 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2978-001-026`

Property Details

APN / Parcel Number

Primary APN	`2978-001-026`
Alternative APN	`3132459000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,028 sqft Living Area
1st Floor Area	3,028 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	170 ft deep x 115 ft wide
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,146 sqft
Porch	Open Porch
Porch Area	390 sqft
Deck Area	696 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	3132459000
Old Parcel Number	2978 001 026
Street Address	2803 SE 28TH ST
City	OCALA
State	FL
Zip	34471-0813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	27
Legal Subdivision	DEVONSHIRE
Legal Block	A
Legal Lot Number	26
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3009
Census Tract	2304

Owner

2803 SE 28th St is owner-occupied and held in a trust since January 2024.

Source: Marion County records, as of January 2, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2803 SE 28TH ST, OCALA, FL 34471-0813
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 1, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC
Jul 27, 2021	Warranty Deed, Transfer MARION LAKE SUMTER TITLE LLC
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Sep 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Dec 1, 2022 · Amount on File
Deed Document Number	0079321188
Deed Book / Page	7932 / 1188
Last Transfer Date	Jan 9, 2024
Transfer Doc	0082271803
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Jan 9, 2024
Property Address	2803 SE 28TH ST, OCALA, FL 34471-0813
Document Number	0082271803
Book / Page	8227 / 1803
Map Reference	MB 6 PG 11
Instrument Date	Jan 8, 2024
Instrument	2024003029
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 SE 28TH ST, OCALA, FL 34471-0813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2803 SE 28TH ST, OCALA, FL 34471-0813

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 1, 2022
Property Address	2803 SE 28TH ST, OCALA, FL 34471-0813
Document Number	0079321188
Book / Page	7932 / 1188
Map Reference	MB 6 PG 11
Instrument Date	Nov 28, 2022
Instrument	2022168139
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	MARION LAKE SUMTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,963.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 HICKORY RIDGE LN, CROSSVILLE, TN 38558-2998

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 SE 28TH ST, OCALA, FL 34471-0813

Mortgage

Document Number	0079321190
Date	Dec 1, 2022
Instrument	7932/1190

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2803 SE 28TH ST, OCALA, FL 34471-0813
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	MLS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071981959
Date	Jun 1, 2020
Book Page	7198/1959
Instrument	2020055603

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company
Address	NEWARK, DE 19711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 27, 2021
Property Address	2803 SE 28TH ST, OCALA, FL 34471-0813
Document Number	0075250949
Book / Page	7525 / 949
Map Reference	MB 6 PG 11
Instrument Date	Jul 26, 2021
Instrument	2021101426
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MARION LAKE SUMTER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2803 SE 28TH ST, 2803, OCALA, FL 34471-0813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2803 SE 28TH ST, OCALA, FL 34471-0813

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Aug 29, 2018
Property Address	2803 SE 28TH ST, OCALA, FL 34471-0813
Document Number	0068240912
Book / Page	6824 / 0912
Map Reference	MB6 PG11
Instrument Date	Aug 27, 2018
Instrument	2018084632
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 NE 16TH AVE, 101, OCALA, FL 34470-6904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MULLIGAN CT, OCALA, FL 34472-5011

Mortgage

Document Number	2018084633
Date	Aug 29, 2018
Instrument	2018084633

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MARION FL
Recording Date	Sep 6, 2018
Property Address	2803 SE 28TH ST, OCALA, FL 34471-0813
Document Number	0068281425
Book / Page	006828 / 001425
Instrument Date	Aug 27, 2018
Instrument	87186
Transaction Type	Construction Loan
Record Updated	Nov 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 MULLIGAN CT OCALA FL 344725011, OCALA, FL 34472-5011

Mortgage

Document Number	68281425
Date	Sep 6, 2018
Book Page	006828/001425
Instrument	87186

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2803 SE 28th St was $6,353 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,353.00 Homeowner's exemption	$390,545 Land $65,000 Building $325,545	$528,866 Land $65,000 Building $463,866
2023	$10,532.00 (+20.82%)	$575,126 (+10.28%) Land $50,000 Building $525,126	$575,126 (+10.28%) Land $50,000 Building $525,126
2022	$8,717.00 Homeowner's exemption	$521,496 Land $50,000 Building $471,496	$521,496 Land $50,000 Building $471,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2803 SE 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2803 SE 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon.

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