2802 SE 28th St, Ocala, FL 34471 Property Records

Marion County property record for 2802 SE 28th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,303 sqft · built 2005
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$945,000 (Mar 2025)
Tax Bill	$10,686 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`2978-001-038`

Property Details

APN / Parcel Number

Primary APN	`2978-001-038`
Alternative APN	`3132611000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,303 sqft Living Area
1st Floor Area	3,303 sqft
Upper Floors Area	420 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	34,412 sqft (0.789 acres)
Lot Dimensions	281 ft deep x 122 ft wide
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	2,584 sqft
Porch	Open Porch
Porch Area	811 sqft
Deck Area	1,784 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3132611000
Old Parcel Number	2978001038
Street Address	2802 SE 28TH ST
City	OCALA
State	FL
Zip	34471-0812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	27
Legal Subdivision	DEVONSHIRE
Legal Block	A
Legal Lot Number	38
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3009
Census Tract	2304

Owner

Source: Marion County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2201 SE 30TH AVE STE 202, 202, OCALA, FL 34471-7500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 25, 2025	Warranty Deed, Transfer RICHARD E SHERMAN FAMILY TRUST
Mar 16, 2021	Warranty Deed, Transfer
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAINSTREET COMMUNITY BANK OF FLORIDA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	2025038860
Deed Book / Page	8567 / 915
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2802 SE 28TH ST, OCALA, FL 34471-0812
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2802 SE 28TH ST, OCALA, FL 34471-0812
Investor	Possibly a Property Investor

Mortgage

Document Number	0084461520
Date	Oct 17, 2024
Book Page	8446/1520
Instrument	2024136297

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 25, 2025
Property Address	2802 SE 28TH ST, OCALA, FL 34471-0812
Document Number	0085670915
Book / Page	8567 / 915
Map Reference	MB 6 PG 11
Instrument Date	Mar 21, 2025
Instrument	2025038860
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TITLE OF CENTRAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8513 SW 101ST AVE, OCALA, FL 34481-0623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2201 SE 30TH AVE STE 202, 202, OCALA, FL 34471-7500

Mortgage

Document Number	0008567917
Date	Mar 25, 2025
Instrument	8567/917

Lender

Name	RICHARD E SHERMAN FAMILY TRUST
Type	Private Party

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2035

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 16, 2021
Property Address	2802 SE 28TH ST, OCALA, FL 34471-0812
Document Number	0074081597
Book / Page	7408 / 1597
Map Reference	MB 6 PG 11
Instrument Date	Mar 9, 2021
Instrument	2021033563
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$5,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 SE 28TH ST, 2802, OCALA, FL 34471-0812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2802 SE 28TH ST, OCALA, FL 34471-0812
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2802 SE 28TH ST, OCALA, FL 34471-0812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SUPERIOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072310973
Date	Jul 22, 2020
Book Page	7231/973
Instrument	2020074446

Lender

Name	MAINSTREET COMMUNITY BANK OF FLORIDA
Type	Bank
Address	DELAND, FL 32720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,686.00 (+2.65%) Homeowner's exemption	$643,383 (+4.79%) Land $78,000 Building $565,383	$643,383 (-0.49%) Land $78,000 Building $565,383
2023	$10,410.00 (+4.7%) Homeowner's exemption	$613,969 (+3%) Land $50,000 Building $563,969	$646,575 (+8.47%) Land $50,000 Building $596,575
2022	$9,943.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$596,086 Land $50,000 Building $546,086	$596,086 Land $50,000 Building $546,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	67.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Lumen Technologies, Verizon.

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