2720 SE 28th St, Ocala, FL 34471 Property Records

Marion County property record for 2720 SE 28th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,525 sqft · built 2005
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Sep 2021)
Tax Bill	$10,042 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2978-001-037`

Property Details

APN / Parcel Number

Primary APN	`2978-001-037`
Alternative APNs	`3132602000` `3132602`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,525 sqft Living Area
Gross Area	5,702 sqft
1st Floor Area	3,234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	301 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	1,108 sqft
Porch	Open Porch
Porch Area	447 sqft
Deck Area	698 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2720 SE 28TH ST
City	OCALA
State	FL
Zip	34471-0810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 TWP 15 RGE 22 PLAT BOOK 6 PAGE 011 DEVONSHIRE BLK A LOT 37
Legal Range	22E
Legal Township	15S
Legal Section	27
Legal Subdivision	DEVONSHIRE
Legal Block	A
Legal Lot Number	37
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3009
Census Tract	2304

Owner

2720 SE 28th St is owned and occupied by an individual who bought it in September 2021.

Source: Marion County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2720 SE 28TH ST, OCALA, FL 34471-0810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Mar 16, 2004 · Amount on File
Deed Document Number	2021131908
Deed Book / Page	7577 / 1140
Prior Transfer Date	Mar 1, 2007
Prior Transfer Doc	0047361868
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 24, 2021
Property Address	2720 SE 28TH ST, OCALA, FL 34471-0810
Document Number	0075771140
Book / Page	7577 / 1140
Map Reference	MB 6 PG 11&12
Instrument Date	Sep 22, 2021
Instrument	2021131908
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1765 SE 73RD PL, 1765, OCALA, FL 34480-6635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 SE 28TH ST, OCALA, FL 34471-0810

Mortgage

Document Number	0075771142
Date	Sep 24, 2021
Instrument	7577/1142

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2720 SE 28th St was $10,042.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,042.00	$559,551 Land $65,000 Building $494,551	$559,551 Land $65,000 Building $494,551
2023	$11,165.00 (+11.66%)	$608,864 (+1%) Land $50,000 Building $558,864	$615,305 (+11.16%) Land $50,000 Building $565,305
2022	$9,999.00	$553,513 Land $50,000 Building $503,513	$553,513 Land $50,000 Building $503,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2720 SE 28th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	67.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2720 SE 28th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon.

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