2803 Rioja, San Clemente, CA 92673 Property Records

Orange County property record for 2803 Rioja, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,083 sqft · built 1993
Lot Size0.298 acres (13,000 sqft)
OwnerOwner Name on Record
Last Sale$855,000 (Oct 2010)
Tax Bill$10,998 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN680-581-48

Property Details

APN / Parcel Number

Primary APN680-581-48

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area3,083 sqft Living Area

Exterior

Year BuiltBuilt 1993
Lot Area13,000 sqft (0.298 acres)
Garage Area628 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2803 RIOJA
CitySAN CLEMENTE
StateCA
Zip92673-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 14000 BLK LOT 64
Legal Subdivision14000
Legal Tract14000
Legal Lot Number64
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group5
Census Block5005
Census Tract42111

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2803 RIOJA, SAN CLEMENTE, CA 92673-3810
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2010 · Amount on Record
Deed SaleOct 4, 2010 · Amount on Record
Prior SaleDec 14, 2004
Deed Document Number2010000495837
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2803 RIOJA, SAN CLEMENTE, CA 92673-3810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000252477
DateJun 4, 2020
Instrument2020000252477
Lender
NameOWING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,998.00 (+3.92%) Homeowner's exemption$1,095,401 (+4.04%) Land $678,451 Building $416,950
2023$10,583.00 (+1.96%) Homeowner's exemption$1,052,866 Land $652,106 Building $400,760
2022$10,380.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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