2803 Latter Day Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2803 Latter Day Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 2003
Lot Size	0.198 acres (8,624 sqft)
Owner	Company Name on Record
Last Sale	$125,100 (Apr 2013)
Tax Bill	$5,036 (2025)
Deeds & Mortgages	Jul 2018 Transfer Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0588-0001-0270`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0588-0001-0270`
Alternative APNs	`263016058800010270` `85602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	1,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2803 LATTER DAY CT
City	SAINT CLOUD
State	FL
Zip	34772-7736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT 12 PB 13 PG 132-135 22-26-30 LOT 27
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 12
Legal Tract	588
Legal Block	270
Legal Lot Number	27
Legal Unit	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	INVITATION HOMES C/O RYAN LLC, SCOTTSDALE, AZ 85261
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC
Jul 30, 2018	Loan Modification, Mortgage GERMAN AMERICAN CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2013 · Amount on Record
Deed Sale	Apr 30, 2013 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	201368087
Deed Book / Page	4433 / 2734
Record Updated	Oct 29, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 9, 2018
Property Address	2803 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Document Number	0053632075
Book / Page	005363 / 002075
Instrument Date	Jun 28, 2018
Instrument	104460
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2018
Property Address	2803 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Document Number	0053751849
Book / Page	005375 / 001849
Instrument Date	Jun 28, 2018
Instrument	115852
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004
Investor	Possibly a Property Investor

Mortgage

Document Number	0053751849
Date	Jul 30, 2018
Book Page	005375/001849
Instrument	115852

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,036.00 (+5%)	$290,600 (-2.15%) Land $75,000 Building $215,600	$290,600 (-2.15%) Land $75,000 Building $215,600
2024	$4,796.00 (+6.51%)
2023	$4,503.00 (+13.48%)	$297,000 (+20.44%) Land $65,000 Building $232,000	$297,000 (+20.44%) Land $65,000 Building $232,000
2022	$3,968.00	$246,600 Land $60,000 Building $186,600	$246,600 Land $60,000 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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