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2802 Latter Day Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2802 Latter Day Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,389 sqft · built 2003
Lot Size0.257 acres (11,194 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Oct 2021)
Tax Bill$4,507 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-26-30-0588-0001-0430

Property Details

APN / Parcel Number

Primary APN16-26-30-0588-0001-0430
Alternative APNs
  • 263016058800010430
  • 85618

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,389 sqft Living Area
Gross Area2,207 sqft
1st Floor Area1,389 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,194 sqft (0.257 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area377 sqft
Patio Area400 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2802 LATTER DAY CT
CitySAINT CLOUD
StateFL
Zip34772-7736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT 12 PB 13 PGS 132-135 LOT 43 22-26-30
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES UNIT 12
Legal Tract588
Legal Block430
Legal Lot Number43
Legal Unit12
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43208

Owner

Source: Osceola County records · APN 16-26-30-0588-0001-0430

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2802 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 26, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleMar 03, 2003 · Amount on Record
Deed Document Number2021165403
Deed Book / Page6071 / 1922
Prior Transfer DateApr 29, 2011
Prior Transfer Doc0041232009
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 22, 2021
Property Address2802 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Document Number0060711922
Book / Page6071 / 1922
Map ReferenceMB 13 PG 132-135
Instrument DateSep 29, 2021
Instrument2021165403
Transaction TypeTransfer
Record UpdatedNov 09, 2021
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address776 OAK GLADE DR, 776, FALLBROOK, CA 92028-3694

Transferred To (Grantee/Buyer)

NameVerified Name
Address2802 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
InvestorPossibly a Property Investor

Mortgage

Document Number60711924
DateOct 22, 2021
Instrument6071/1924
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2802 LATTER DAY CT, SAINT CLOUD, FL 34772-7736
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053070624
DateMar 26, 2018
Book Page5307/0624
Instrument2018048479
Lender
NamePNC BANK NA
TypeBank
AddressSAINT CLOUD, FL 34769
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 02, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,507.00 (-6.16%) Homeowner's exemption$294,700 (-2.26%) Land $75,000 Building $219,700$294,700 (-2.26%) Land $75,000 Building $219,700
2024$4,803.00 (-6.28%)
2023$5,125.00 (+12.89%)$301,500 (+19.79%) Land $65,000 Building $236,500$301,500 (+19.79%) Land $65,000 Building $236,500
2022$4,540.00$251,700 Land $60,000 Building $191,700$251,700 Land $60,000 Building $191,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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