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2795 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2795 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,676 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2026)
Tax Bill$6,162.00 (2024)

Property Details

APN / Parcel Number

Primary APN24-26-31-3383-0001-0630
Alternative APN
  • 263124338300010630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,676 sqft Living Area
Gross Area2,270 sqft Gross Area
1st Floor1,676 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached Garage
Garage Area462 sqft Garage

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2795 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6133
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 63
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Lot Number63
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3383-0001-0630

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2795 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
May 05, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Aug 23, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2026 · Amount on Record
Deed SaleMay 05, 2026 · Amount on Record
Prior SaleAug 23, 2021 · Amount on Record
Deed Doc Number202659405
Deed Book / Page6966 / 2526
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2795 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2795 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0064350455
DateJul 05, 2023
Book Page6435/455
Instrument2023086067
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 26, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 05, 2026
Property Address2795 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Document Number0000059405
Book / Page6966 / 2526
Instrument DateMay 01, 2026
Instrument2026.59405
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyUNITY TITLE, UNIK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$254,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2795 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0000059406,
DateMay 05, 2026
Instrument2026..59406
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.22%
Max Rate-1%

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 23, 2021
Property Address2795 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133
Document Number0060280229
Book / Page6028 / 229
Map ReferenceMB 29 PG 104-112
Instrument DateAug 20, 2021
Instrument2021130504
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,086.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2795 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6133

Mortgage

Document Number0006028230
DateAug 23, 2021
Instrument6028/230
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,353.00 (+3.1%) Homeowner's exemption$297,400 (+2.86%) Land $80,000 Building $217,400$297,400 (-4%) Land $80,000 Building $217,400
2024$6,162.00 (+1.42%)
2023$6,076.00 (+5.14%) Homeowner's exemption$289,121 (+3%)$309,800 (+10.37%) Land $70,000 Building $239,800
2022$5,779.00 Homeowner's exemption$280,700 Land $60,000 Building $220,700$280,700 Land $60,000 Building $220,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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