28016 S State Rte O, Freeman, MO 64746 Property Records

Cass County property record for 28016 S State Rte O, Freeman, MO 64746

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,380 sqft · built 1969
Lot Size	2.35 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$252,884 (Mar 2024)
Tax Bill	$4,757 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-18-000-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`14-04-18-000-000-016.000`
Alternative APN	`0590000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,354 sqft
Basement Area	1,354 sqft
Finished Basement	26 sqft
Unfinished Basement	1,328 sqft
Flooring	Carpet

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	102,366 sqft (2.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0590000
Street Address	28016 S STATE ROUTE O
City	FREEMAN
State	MO
Zip	64746-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N2 L2 SW W OF RD BG600E SW CR N2 L2 SW N370E30N50
Legal Range	32
Legal Township	44
Legal Section	18
Legal Subdivision	BG60
Legal Lot Number	2
Jurisdiction	CASS MO
Township / Civil Division	DOLAN
Census Block Group	4
Census Block	4064
Census Tract	61100

Owner

Source: Cass County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1200 E 281ST ST, CLEVELAND, MO 64734-8801
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Mar 29, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Dec 16, 2022	Beneficiary Deed, Transfer
Nov 16, 2021	Warranty Deed, Transfer · USDA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	2024747405
Deed Book / Page	5042 / 113
Prior Transfer Date	Oct 21, 2022
Prior Transfer Doc	0000727663
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	28016 S STATE ROUTE O, FREEMAN, MO 64746-6141
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005043/57
Date	Apr 1, 2024
Book Page	5043/57
Instrument	747484

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Mar 29, 2024
Property Address	28016 S STATE ROUTE O, FREEMAN, MO 64746-6141
Document Number	005042/113
Book / Page	5042 / 113
Instrument Date	Mar 28, 2024
Instrument	747405
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28016 S STATE ROUTE O, FREEMAN, MO 64746-6141

Mortgage

Document Number	0000504356
Date	Mar 29, 2024
Instrument	5043/56

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CASS MO
Recording Date	Dec 16, 2022
Property Address	28016 S STATE ROUTE O, FREEMAN, MO 64746-6141
Document Number	0004921/64
Book / Page	4921 / 64
Instrument Date	Oct 21, 2022
Instrument	727663
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28016 S STATE ROUTE O # 5, 5, FREEMAN, MO 64746-6141

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Nov 16, 2021
Property Address	28016 S STATE ROUTE O, FREEMAN, MO 64746-6141
Document Number	0004781/78
Book / Page	4781 / 78
Instrument Date	Nov 15, 2021
Instrument	705179
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28016 S STATE ROUTE D # O, O, CLEVELAND, MO 64734-9304

Mortgage

Document Number	0000478179
Date	Nov 16, 2021
Instrument	4781/79

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,757.00 (+191.84%)	$25,040 (+14.44%) Land $3,730 Building $21,310	$131,820 (+14.47%) Land $19,650 Building $112,170
2024	$1,630.00 (+0.25%)
2023	$1,626.00 (+4,178.95%)	$21,880 (+8.59%) Land $3,390 Building $18,490	$115,160 (+8.55%) Land $17,860 Building $97,300
2022	$38.00	$20,150 Land $3,390 Building $16,760
2021			$106,090 Land $17,860 Building $88,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1984–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 7 serves 4,143 people · EPA ID MO1024111
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brolly Communications Fixed Wireless	100 / 100
Townes Telecommunications DSL	50 / 10

May also be available: Conexon Connect, T-Mobile USA.

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