28008 S State Rte O, Freeman, MO 64746 Property Records

Cass County property record for 28008 S State Rte O, Freeman, MO 64746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$9,482 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-06-13-000-000-010.001`

Property Details

APN / Parcel Number

Primary APN	`15-06-13-000-000-010.001`
Alternative APN	`0650301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	1,516 sqft
Basement Area	1,516 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	121 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0650301
Street Address	28008 S STATE ROUTE O
City	FREEMAN
State	MO
Zip	64746-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S494.62 OF E440.53 NE SE
Jurisdiction	CASS MO
Township / Civil Division	DOLAN
Census Block Group	4
Census Block	4064
Census Tract	61100

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28008 S STATE ROUTE O, FREEMAN, MO 64746-6141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Sep 17, 2021	Beneficiary Deed, Transfer
Apr 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 15, 2021
Transfer Doc	004750/127
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	28008 S STATE ROUTE O, FREEMAN, MO 64746-6141
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004489/119
Date	May 1, 2020
Book Page	4489/119
Instrument	663987

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	28008 S STATE ROUTE O, FREEMAN, MO 64746-6141
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28008 S STATE ROUTE O 5, 5, FREEMAN, MO 64746-6141

Mortgage

Document Number	0004713/61
Date	Jul 6, 2021
Book Page	4713/61
Instrument	695251

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CASS MO
Recording Date	Sep 17, 2021
Property Address	28008 S STATE ROUTE O, FREEMAN, MO 64746-6141
Document Number	004750/127
Book / Page	4750 / 127
Instrument Date	Sep 15, 2021
Instrument	700716
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28008 S STATE ROUTE O, FREEMAN, MO 64746-6141

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Apr 30, 2021
Property Address	28008 S STATE ROUTE O, FREEMAN, MO 64746-6141
Document Number	4678/6
Book / Page	4678 / 6
Instrument Date	Apr 30, 2021
Instrument	690088
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28008 S STATE ROUTE O, FREEMAN, MO 64746-6141

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,482.00 (+189.17%)	$49,910 (+13.12%) Land $8,190 Building $41,720	$262,660 (+13.12%) Land $43,110 Building $219,550
2023	$3,279.00 (+4,331.08%)	$44,120 (+11.98%) Land $7,450 Building $36,670	$232,190 (+12%) Land $39,190 Building $193,000
2022	$74.00	$39,400 Land $7,450 Building $31,950
2021			$207,320 Land $39,190 Building $168,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1984–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 7 serves 4,143 people · EPA ID MO1024111
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GoBrolly.

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