2800 Elgin St, Durham, NC 27704 Property Records

Durham County property record for 2800 Elgin St, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1941
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Feb 2025)
Tax Bill	$3,531 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0832-08-95-3654`

Property Details

APN / Parcel Number

Primary APN	`0832-08-95-3654`
Alternative APNs	`0832-08-9536` `0832-08-9506` `083205089537` `119717` `238997`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,140 sqft Heated Area

Exterior

Lot Area	5,227 sqft (0.12 acres)
Porch	Porch
Porch Area	256 sqft
Patio Area	224 sqft

Location & Zoning

Street Address	2800 ELGIN ST
City	DURHAM
State	NC
Zip	27704-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-DENISE T MCCAMPBELL/LT#41A PL:211-26
Legal Subdivision	GREENWOOD SUB
Legal Lot Number	41A
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2000
Census Tract	102

Owner

2800 Elgin St is owned and occupied by an individual who bought it in February 2025.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2800 ELGIN ST, DURHAM, NC 27704-3122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on File
Deed Sale	Feb 14, 2025 · Amount on File
Deed Document Number	2025124183
Deed Book / Page	10256 / 9
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2800 ELGIN ST, DURHAM, NC 27704-3122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090440658
Date	Aug 24, 2020
Book Page	9044/658
Instrument	2020034749

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2800 Elgin St was $3,531, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,531.00 (+2.53%)	$347,492 (-) Land $168,000 Building $179,492	$347,492 (-) Land $168,000 Building $179,492
2025	$3,444.00	$347,492 Land $168,000 Building $179,492	$347,492 Land $168,000 Building $179,492
2023	$1,426.00 (+2.37%)	$217,809 Land $30,850 Building $186,959	$217,809 Land $30,850 Building $186,959
2022	$1,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2800 Elgin St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	6 (2016–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2800 Elgin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20