Durham County property record for 2804 Elgin St, Durham, NC 27704
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1941 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $53,000 (Nov 2012) |
| Tax Bill | $3,420 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0832-08-9627 |
| Primary APN | 0832-08-9627 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| 1st Floor Area | 894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 170 ft deep x 55 ft wide |
| Porch | Porch |
| Porch Area | 324 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Municipal |
| Street Address | 2804 ELGIN ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | GREENWOOD/LT#39 PL:000014-000061 |
| Legal Subdivision | GREENWOOD |
| Legal Lot Number | 39 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 102 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3200 CROASDAILE DR, 201, DURHAM, NC 27705-2587 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2012 · Amount on Record |
| Deed Sale | Nov 19, 2012 · Amount on Record |
| Deed Document Number | 201241165 |
| Deed Book / Page | 7122 / 620 |
| Last Transfer Date | Dec 22, 2015 |
| Transfer Doc | 0078480008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2804 ELGIN ST, DURHAM, NC 27704-3122 |
| Document Number | 0082480165 |
| Book / Page | 008248 / 000165 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2804 ELGIN ST |
| Document Number | 0082480165 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 008248/000165 |
| Instrument | 28455 |
| Name | CLAIN ANDERSON 401K TRUST (CT) |
|---|---|
| Address | 812 DESERET LN, CHAPEL HILL, NC 27516-7855 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 13, 2022 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,420.00 (+2.52%) | $336,572 (-) Land $183,000 Building $153,572 | $336,572 (-) Land $183,000 Building $153,572 |
| 2025 | $3,336.00 (+64.82%) | $336,572 (+117.72%) Land $183,000 Building $153,572 | $336,572 (+117.72%) Land $183,000 Building $153,572 |
| 2023 | $2,024.00 (+2.33%) | $154,589 Land $30,425 Building $124,164 | $154,589 Land $30,425 Building $124,164 |
| 2022 | $1,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2016–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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