Durham County property record for 2712 Elgin St, Durham, NC 27704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,302 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Jan 2026) |
| Tax Bill | $3,415 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0832-08-94-4515 |
| Primary APN | 0832-08-94-4515 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,302 sqft Heated Area |
| Lot Area | 4,356 sqft (0.1 acres) |
|---|
| Street Address | 2712 ELGIN ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | PROP-REVISION DEVELOPERS LLC/LT#21A PL:214-77 |
| Legal Subdivision | GREENWOOD |
| Legal Lot Number | 21A |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 102 |
2712 Elgin St is owned and occupied by an individual who bought it in January 2026.
Source: Durham County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2712 ELGIN ST, DURHAM, NC 27704-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP |
| Oct 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on File |
| Deed Sale | Jan 8, 2026 · Amount on File |
| Prior Sale | Aug 27, 2025 · Amount on File |
| Deed Document Number | 2026160094 |
| Deed Book / Page | 10459 / 963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jan 8, 2026 |
| Property Address | 2712 ELGIN ST, DURHAM, NC 27704-4202 |
| Document Number | 0104590963 |
| Book / Page | 10459 / 963 |
| Map Reference | MB 214 PG 77 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 2026160094 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1133, ROXBORO, NC 27573-1133 |
| Name | Verified Name |
|---|---|
| Address | 2712 ELGIN ST, DURHAM, NC 27704-4202 |
| Document Number | 2026160095 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026160095 |
| Name | CORPORATE INVESTORS MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 27, 2020 |
| Property Address | 2712 ELGIN ST, DURHAM, NC 27704-4202 |
| Document Number | 0091120374 |
| Book / Page | 9112 / 374 |
| Map Reference | MB 14 PG 61 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2020046331 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 624, BUTNER, NC 27509-0624 |
| Name | Verified Name |
|---|---|
| Address | 2712 ELGIN ST, DURHAM, NC 27704-4202 |
| Document Number | 2020046332 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020046332 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 2712 Elgin St was $3,415, down 3.1% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,042 (-5.48%) Land $165,000 Building $171,042 | $336,042 (-5.48%) Land $165,000 Building $171,042 | |
| 2025 | $3,415.00 (-3.09%) | $355,542 Land $184,500 Building $171,042 | $355,542 Land $184,500 Building $171,042 |
| 2024 | $3,524.00 (+38.36%) | ||
| 2023 | $2,547.00 (+2.33%) | $194,500 Land $30,750 Building $163,750 | $194,500 Land $30,750 Building $163,750 |
| 2022 | $2,489.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2712 Elgin St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2016–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2712 Elgin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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