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280 Munsing St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 280 Munsing St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1944
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on File
Last Sale$276,000 (Jun 2024)
Tax Bill$4,705 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APNM:018-10800 B:31 L:0

Property Details

APN / Parcel Number

Primary APNM:018-10800 B:31 L:0
Alternative APNs
  • LUDL M:18 B:10800 P:31
  • 6052

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area896 sqft Living Area
Gross Area3,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number6052
Street Address280 MUNSING ST
CityLUDLOW
StateMA
Zip01056-1155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block10800
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2005
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records · APN M:018-10800 B:31 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32 HAMPSHIRE ST, LUDLOW, MA 01056-3516
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Quit Claim Deed, Transfer · ARM
ALDENVILLE CU
Sep 19, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleJul 21, 2020 · Amount on Record
Deed Document Number202428470
Deed Book / Page25472 / 275
Transfer Doc22365-337
Record UpdatedSep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateJul 21, 2020
Property Address280 MUNSING ST, LUDLOW, MA 01056-1155
Document Number23320-562
Book / Page23320 / 562
Instrument DateJul 15, 2020
Instrument39061
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 HORSESHOE DR, CHICOPEE, MA 01022-1120

Mortgage

Document Number23320-565
DateJul 21, 2020
Book Page23320/565
Instrument39062
Lender
NameALDENVILLE CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Rate1.99%
Type Change DateAug 01, 2025
Index5-Year CMT

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateSep 19, 2018
Property Address280 MUNSING ST, LUDLOW, MA 01056-1155
Document Number22365-337
Book / Page022365 / 000337
Instrument DateSep 18, 2018
Instrument56169
Transaction TypeTransfer
Record UpdatedOct 09, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 MUNSING ST LUDLOW MA 010561155, LUDLOW, MA 01056-1155

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,705.00 (+5.05%)$271,200 (+9.53%) Land $94,800 Building $176,400$259,540 (+0.89%)
2024$4,479.00 (+7.13%)$247,600 (+15.54%) Land $94,800 Building $152,800$257,260
2023$4,181.00$214,300 Land $83,200 Building $131,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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